P\u00ebr her\u00eb t\u00eb par\u00eb, Shqip\u00ebria pritet t\u00eb ket\u00eb nj\u00eb kuad\u00ebr t\u00eb posa\u00e7\u00ebm p\u00ebr ngritjen dhe funksionimin e Byrove private t\u00eb Kreditit.<\/p>\n
Ndryshimi kryesor \u00ebsht\u00eb zgjerimi i informacionit q\u00eb mund t\u00eb p\u00ebrdoret p\u00ebr t\u00eb vler\u00ebsuar nj\u00eb individ apo biznes, jo vet\u00ebm kredit\u00eb bankare, por edhe detyrime t\u00eb tjera financiare.<\/p>\n
\u201cInformacion kreditor\u201d p\u00ebrfshin t\u00eb dh\u00ebna p\u00ebr historikun e pagesave, gjendjen e detyrimeve financiare dhe profilin kreditor. N\u00eb k\u00ebt\u00eb informacion mund t\u00eb p\u00ebrfshihen edhe detyrimet tatimore t\u00eb prapambetura ose pagesa t\u00eb tjera t\u00eb detyrueshme. N\u00eb historikun kreditor mund t\u00eb regjistrohen edhe k\u00ebrkesat p\u00ebr kredi, marr\u00ebveshjet e lidhura, shumat e detyrimeve dhe pagesat e prapambetura. K\u00ebto t\u00eb dh\u00ebna p\u00ebrdoren p\u00ebr t\u00eb vler\u00ebsuar aft\u00ebsin\u00eb e nj\u00eb personi p\u00ebr t\u00eb p\u00ebrmbushur detyrimet financiare\u201d, thuhet n\u00eb njoftimin e Ministris\u00eb s\u00eb Ekonomis\u00eb dhe Inovacionit.<\/p>\n
Kjo baz\u00eb m\u00eb e gjer\u00eb t\u00eb dh\u00ebnash do t\u00eb p\u00ebrdoret edhe p\u00ebr \u201ccredit scoring\u201d, nj\u00eb renditje q\u00eb mat besueshm\u00ebrin\u00eb e klientit p\u00ebrmes modeleve statistikore, matematikore ose algoritmike.<\/p>\n
\u201cSubjekti i t\u00eb dh\u00ebnave ka t\u00eb drejt\u00eb t\u00eb njihet me informacionin q\u00eb p\u00ebrmban historiku i tij kreditor.\u201d Raporti duhet t\u00eb tregoj\u00eb edhe burimin e informacionit dhe kush e ka marr\u00eb at\u00eb. Ky informacion duhet t\u00eb jepet brenda 5 dit\u00ebve dhe pa pages\u00eb nj\u00eb her\u00eb gjat\u00eb vitit. N\u00ebse qytetari kund\u00ebrshton sakt\u00ebsin\u00eb ose plot\u00ebsin\u00eb e t\u00eb dh\u00ebnave, ai ka t\u00eb drejt\u00eb t\u00eb paraqes\u00eb ankes\u00eb me shkrim pran\u00eb Byros\u00eb s\u00eb Kreditit\u201d, thuhet n\u00eb njoftimin e Ministris\u00eb.<\/p>\n
P\u00ebr qytetarin me histori t\u00eb mir\u00eb paguese, synimi \u00ebsht\u00eb akses m\u00eb i leht\u00eb dhe m\u00eb i shpejt\u00eb n\u00eb kredi, nd\u00ebrsa p\u00ebr bankat dhe kredidh\u00ebn\u00ebsit, m\u00eb shum\u00eb informacion p\u00ebr riskun.<\/p>\n
T\u00eb dh\u00ebnat pozitive do t\u00eb ruhen deri n\u00eb tre vjet pas p\u00ebrfundimit t\u00eb kredis\u00eb, nd\u00ebrsa t\u00eb dh\u00ebnat negative deri n\u00eb pes\u00eb vjet pas shlyerjes ose shuarjes s\u00eb detyrimit.<\/p>","protected":false},"excerpt":{"rendered":"
P\u00ebr her\u00eb t\u00eb par\u00eb, Shqip\u00ebria pritet t\u00eb ket\u00eb nj\u00eb kuad\u00ebr t\u00eb posa\u00e7\u00ebm p\u00ebr ngritjen dhe funksionimin e Byrove private t\u00eb Kreditit. Ndryshimi kryesor \u00ebsht\u00eb zgjerimi i informacionit q\u00eb mund t\u00eb p\u00ebrdoret p\u00ebr t\u00eb vler\u00ebsuar nj\u00eb individ apo biznes, jo vet\u00ebm kredit\u00eb bankare, por edhe detyrime t\u00eb tjera financiare. \u201cInformacion kreditor\u201d p\u00ebrfshin t\u00eb dh\u00ebna p\u00ebr historikun […]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-96383","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/96383","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/comments?post=96383"}],"version-history":[{"count":0,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/96383\/revisions"}],"wp:attachment":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/media?parent=96383"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/categories?post=96383"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/tags?post=96383"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}