Mij\u00ebra familje q\u00eb deri m\u00eb sot nuk plot\u00ebsonin kushtet p\u00ebr t\u00eb p\u00ebrfituar nj\u00eb banes\u00eb me kosto t\u00eb ul\u00ebt mund t\u00eb ken\u00eb tashm\u00eb nj\u00eb mund\u00ebsi t\u00eb re. Qeveria propozon ndryshime t\u00eb r\u00ebnd\u00ebsishme n\u00eb ligjin \u201cP\u00ebr strehimin social\u201d, duke zgjeruar kategorit\u00eb p\u00ebrfituese, krijuar Garancin\u00eb Sovrane p\u00ebr kredit\u00eb e banesave dhe duke shtuar format e mb\u00ebshtetjes p\u00ebr strehimin.<\/p>\n
Ndryshimi me ndikimin m\u00eb t\u00eb madh tek projektligji i hedhur p\u00ebr konsultim publik nga Ministria e Ekonomis\u00eb dhe Inovacionit lidhet me rritjen e kufirit t\u00eb t\u00eb ardhurave q\u00eb lejon nj\u00eb familje t\u00eb aplikoj\u00eb p\u00ebr strehim.<\/p>\n
N\u00eb vend t\u00eb formul\u00ebs aktuale, ku t\u00eb ardhurat vjetore neto nuk duhet t\u00eb kalojn\u00eb 1\/6 e vler\u00ebs s\u00eb banes\u00ebs, projektligji e \u00e7on k\u00ebt\u00eb kufi n\u00eb 1\/2. Kjo do t\u00eb thot\u00eb se tavani i t\u00eb ardhurave trefishohet.<\/p>\n
P\u00ebr shembull, n\u00ebse vlera mesatare e banes\u00ebs \u00ebsht\u00eb 100 mij\u00eb euro, sipas ligjit aktual mund t\u00eb p\u00ebrfitojn\u00eb familjet me t\u00eb ardhura vjetore neto deri n\u00eb rreth 16.700 euro n\u00eb vit ose 1,391 euro n\u00eb muaj. Nd\u00ebrsa me formul\u00ebn e re kufiri do t\u00eb arrinte n\u00eb 50,100 euro n\u00eb vit, ose 4,175 euro n\u00eb muaj totali i t\u00eb ardhurave.<\/p>\n
Nj\u00eb tjet\u00ebr risi \u00ebsht\u00eb krijimi i Garancis\u00eb Sovrane. P\u00ebrmes k\u00ebtij mekanizmi, shteti do t\u00eb garantoj\u00eb nj\u00eb pjes\u00eb t\u00eb principalit t\u00eb kredive t\u00eb leht\u00ebsuara p\u00ebr blerjen e banes\u00ebs, duke ua b\u00ebr\u00eb m\u00eb t\u00eb leht\u00eb familjeve sigurimin e financimit nga bankat, edhe kur nuk plot\u00ebsojn\u00eb t\u00eb gjitha kushtet p\u00ebr kolateral.<\/p>\n
Masa e Garancis\u00eb Sovrane propozohet t\u00eb mbuloj\u00eb deri n\u00eb 30% t\u00eb vler\u00ebs s\u00eb banes\u00ebs. P\u00ebr rreth 4.100 familje q\u00eb kan\u00eb aplikuar vitin e fundit, kostoja e vler\u00ebsuar e k\u00ebsaj garancie do t\u00eb shkonte rreth 231 milion\u00eb lek\u00eb.<\/p>\n
Por garancia sovrane nuk shmang detyrimet.<\/p>\n
\u201cGarancia Sovrane nuk p\u00ebrjashton p\u00ebrgjegj\u00ebsin\u00eb e huamarr\u00ebsit p\u00ebr shlyerjen e plot\u00eb t\u00eb detyrimeve q\u00eb rrjedhin nga kontrata e kredis\u00eb dhe nuk kufizon t\u00eb drejt\u00ebn e shtetit p\u00ebr t\u00eb k\u00ebrkuar rikuperimin e shumave t\u00eb paguara n\u00eb zbatim t\u00eb garancis\u00eb\u201d, thuhet n\u00eb nenin 9 pika 5.<\/p>\n
Sa i takon kontributit t\u00eb nd\u00ebrtuesve, detyrimi p\u00ebr t\u00eb kaluar falas 3% t\u00eb sip\u00ebrfaqes funksionale p\u00ebr fondin e banesave sociale mbetet i pandryshuar. Risia \u00ebsht\u00eb se ky fond do t\u00eb mund t\u00eb p\u00ebrdoret p\u00ebr t\u00eb gjitha programet e strehimit social, p\u00ebrfshir\u00eb edhe banesat me kosto t\u00eb ul\u00ebt.<\/p>\n
Projektligji parashikon gjithashtu nj\u00eb program t\u00eb ri p\u00ebr subvencionimin e qiras\u00eb p\u00ebr kategori t\u00eb ve\u00e7anta, nd\u00ebrsa p\u00ebrfituesit, kriteret dhe masa e mb\u00ebshtetjes do t\u00eb p\u00ebrcaktohen me vendim t\u00eb K\u00ebshillit t\u00eb Ministrave.<\/p>\n
gijotina.com\/<\/strong><\/p>\n The post Qeveria leht\u00ebson kriteret p\u00ebr kredi t\u00eb buta p\u00ebr sht\u00ebpi, trefishohet kufiri i t\u00eb ardhurave<\/a> appeared first on GIJOTINA<\/a>.<\/p>","protected":false},"excerpt":{"rendered":" Mij\u00ebra familje q\u00eb deri m\u00eb sot nuk plot\u00ebsonin kushtet p\u00ebr t\u00eb p\u00ebrfituar nj\u00eb banes\u00eb me kosto t\u00eb ul\u00ebt mund t\u00eb ken\u00eb tashm\u00eb nj\u00eb mund\u00ebsi t\u00eb re. Qeveria propozon ndryshime t\u00eb r\u00ebnd\u00ebsishme n\u00eb ligjin \u201cP\u00ebr strehimin social\u201d, duke zgjeruar kategorit\u00eb p\u00ebrfituese, krijuar Garancin\u00eb Sovrane p\u00ebr kredit\u00eb e banesave dhe duke shtuar format e mb\u00ebshtetjes p\u00ebr strehimin. […]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-95983","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/95983","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/comments?post=95983"}],"version-history":[{"count":0,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/95983\/revisions"}],"wp:attachment":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/media?parent=95983"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/categories?post=95983"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/tags?post=95983"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}