Mikrokredit\u00eb po kthehen gjithnj\u00eb e m\u00eb shum\u00eb n\u00eb nj\u00eb shqet\u00ebsim p\u00ebr qytetar\u00ebt shqiptar\u00eb. K\u00ebt\u00eb her\u00eb n\u00eb fokus \u00ebsht\u00eb \u201cIute Credit\u201d, nj\u00eb prej institucioneve financiare jo banka, e cila akuzohet nga klient\u00ebt se ka rritur kostot e kredive p\u00ebrmes komisioneve dhe interesave t\u00eb larta.<\/p>\n
Sipas t\u00eb dh\u00ebnave t\u00eb raportuara, gjat\u00eb vitit t\u00eb kaluar kompania ka ark\u00ebtuar rreth 20 milion\u00eb euro vet\u00ebm nga komisionet e aplikuara ndaj klient\u00ebve. Nd\u00ebrkoh\u00eb, n\u00eb fund t\u00eb vitit, \u201cIute Credit\u201d deklaroi nj\u00eb fitim neto pas taksave prej 421.8 milion\u00eb lek\u00ebsh.<\/p>\n
Me nj\u00eb portofol kredish q\u00eb arrin rreth 100 milion\u00eb euro, kompania ka gjeneruar rreth 33 milion\u00eb euro t\u00eb ardhura nga interesat dhe komisionet, duke ngritur pik\u00ebpyetje mbi barr\u00ebn financiare q\u00eb u mbetet qytetar\u00ebve q\u00eb marrin kredi t\u00eb vogla.<\/p>\n
Pak koh\u00eb m\u00eb pare u raportua se Iute Credit ka zgjeruar ofertat e saj financiare, duke ofruar kredi deri n\u00eb 600 mij\u00eb lek\u00eb p\u00ebr organizimin e ceremonive martesore. Kompania e promovon k\u00ebt\u00eb financim si nj\u00eb mund\u00ebsi p\u00ebr t\u00eb realizuar \u201cdit\u00ebn m\u00eb t\u00eb bukur t\u00eb jet\u00ebs\u201d, nd\u00ebrsa oferta shoq\u00ebrohet me nj\u00eb norm\u00eb efektive interesi deri n\u00eb 35.21%.<\/p>\n
Aktualisht, Banka e Shqip\u00ebris\u00eb lejon norma interesi deri n\u00eb 100% p\u00ebr kredi deri n\u00eb 200 mij\u00eb lek\u00eb dhe deri n\u00eb 40% p\u00ebr kredi deri n\u00eb 600 mij\u00eb lek\u00eb. Nd\u00ebrkoh\u00eb, n\u00eb disa vende t\u00eb tjera rregullat p\u00ebr k\u00ebt\u00eb sektor jan\u00eb m\u00eb t\u00eb kufizuara. N\u00eb Mbret\u00ebrin\u00eb e Bashkuar, p\u00ebr shembull, kreditor\u00ebt nuk mund t\u00eb aplikojn\u00eb tarifa q\u00eb n\u00eb rast falimenti tejkalojn\u00eb shum\u00ebn totale t\u00eb kredis\u00eb s\u00eb marr\u00eb.<\/p>\n
Pa asnj\u00eb filt\u00ebr, k\u00ebto institucione iu dhan\u00eb qytetar\u00ebve mikrokredi n\u00eb situata q\u00eb ata nuk munden dot kurrsesi ti paguajn\u00eb. K\u00ebtu nisi dhe kalvari i abuzimeve.<\/p>\n
Skandali i mikroredive \u00ebsht\u00eb n\u00eb hetim nga SPAK ku p\u00ebr gjykim jan\u00eb d\u00ebrguar 16 persona, si edhe 4 shoq\u00ebri financiare, konkretisht Micro Credit Albania, FINAL, ADCA, SHP Zig, FS, FLASH. Prokuroria ka dal\u00eb n\u00eb p\u00ebrfundimin se punonj\u00ebs t\u00eb k\u00ebtyre kompanive, n\u00eb bashk\u00ebpunim me p\u00ebrmbaruesit: kan\u00eb p\u00ebrdorur t\u00eb dh\u00ebnat personale t\u00eb siguruara; presionin psikologjik dhe p\u00ebrndjekjen p\u00ebr t\u00eb detyruar debitor\u00ebt q\u00eb t\u00eb merrnin kredi t\u00eb reja n\u00eb k\u00ebto institucione me principial t\u00eb fryr\u00eb dhe me interesa shum\u00eb t\u00eb larta. P\u00ebr t\u2019i bindur, qytetar\u00ebt i g\u00ebnjenin se vet\u00ebm n\u00eb k\u00ebt\u00eb m\u00ebnyr\u00eb do t\u00eb shlyenin kredin\u00eb ekzistuese. \/Z\u00ebri.al<\/strong><\/p>\n\n The post Lute Credit zhvat qytetar\u00ebt: Kredi t\u00eb shpejta, interesa t\u00eb larta dhe fitime miliona euro<\/a> appeared first on GIJOTINA<\/a>.<\/p>","protected":false},"excerpt":{"rendered":" Mikrokredit\u00eb po kthehen gjithnj\u00eb e m\u00eb shum\u00eb n\u00eb nj\u00eb shqet\u00ebsim p\u00ebr qytetar\u00ebt shqiptar\u00eb. K\u00ebt\u00eb her\u00eb n\u00eb fokus \u00ebsht\u00eb \u201cIute Credit\u201d, nj\u00eb prej institucioneve financiare jo banka, e cila akuzohet nga klient\u00ebt se ka rritur kostot e kredive p\u00ebrmes komisioneve dhe interesave t\u00eb larta. Sipas t\u00eb dh\u00ebnave t\u00eb raportuara, gjat\u00eb vitit t\u00eb kaluar kompania ka ark\u00ebtuar […]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-95916","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/95916","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/comments?post=95916"}],"version-history":[{"count":0,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/95916\/revisions"}],"wp:attachment":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/media?parent=95916"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/categories?post=95916"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/tags?post=95916"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}