ECFA, e njohur p\u00ebr publikun e gjer\u00eb si Kredo, regjistroi vitin e kaluar nj\u00eb fitim neto pas taksave prej 593.2 milion\u00eb lek\u00ebsh ose 6.3 milion\u00eb euro, duke qen\u00eb nj\u00eb nga dy kompanit\u00eb e mikrokredive q\u00eb aplikojn\u00eb interesat m\u00eb t\u00eb larta n\u00eb treg.<\/p>\n
Modeli i biznesit t\u00eb kredive me interesa t\u00eb shtrenjt\u00eb vazhdon normalisht pavar\u00ebsisht skandaleve t\u00eb shumta q\u00eb kan\u00eb shoq\u00ebruar k\u00ebt\u00eb treg, t\u00eb cilat kulmuan dy vite m\u00eb par\u00eb me shp\u00ebrthimin e skem\u00ebs MCA. Pas skandalit, Banka e Shqip\u00ebris\u00eb ka nd\u00ebrhyr\u00eb disa her\u00eb p\u00ebr t\u00eb ulur interesat maksimale q\u00eb k\u00ebto kompani ngarkojn\u00eb mbi huamarr\u00ebsit.<\/p>\n
N\u00eb vendimin m\u00eb t\u00eb fundit, interesi maksimal mbi kredin\u00eb konsumatore u kufizua n\u00eb 51.3 p\u00ebr qind, \u00e7ka mbetet s\u00ebrish shum\u00eb i lart\u00eb. Megjithat\u00eb, modeli i mikrokredive komerciale vijon t\u00eb mb\u00ebshtetet tek interesat e larta.<\/p>\n
Vet\u00eb ECFA e financon aktivitetin e saj me hua me interes rreth 13.5 p\u00ebr qind n\u00eb vit. K\u00ebto fonde, t\u00eb siguruara nga bankat, aksioner\u00ebt ose p\u00ebrmes emetimit t\u00eb obligacioneve, m\u00eb pas jepen si kredi p\u00ebr qytetar\u00ebt me interesa edhe m\u00eb t\u00eb larta.<\/p>\n
ECFA kishte n\u00eb fund t\u00eb vitit t\u00eb kaluar nj\u00eb portofol kredish prej rreth 3.9 miliard\u00eb lek\u00ebsh ose 41 milion\u00eb euro, nga i cili gjeneroi 32 milion\u00eb euro t\u00eb ardhura nga interesi n\u00eb vit.<\/p>\n
Kjo do t\u00eb thot\u00eb se p\u00ebr \u00e7do 100 lek\u00eb kredi t\u00eb dh\u00ebna, kompania gjeneron rreth 78 lek\u00eb t\u00eb ardhura nga interesat n\u00eb vit<\/p>\n
The post ECFA ( Kredo ) fitoi 6.3 milion\u00eb euro nga interesat e larta ndaj qytetar\u00ebve<\/a> appeared first on GIJOTINA<\/a>.<\/p>","protected":false},"excerpt":{"rendered":" ECFA, e njohur p\u00ebr publikun e gjer\u00eb si Kredo, regjistroi vitin e kaluar nj\u00eb fitim neto pas taksave prej 593.2 milion\u00eb lek\u00ebsh ose 6.3 milion\u00eb euro, duke qen\u00eb nj\u00eb nga dy kompanit\u00eb e mikrokredive q\u00eb aplikojn\u00eb interesat m\u00eb t\u00eb larta n\u00eb treg. Modeli i biznesit t\u00eb kredive me interesa t\u00eb shtrenjt\u00eb vazhdon normalisht pavar\u00ebsisht skandaleve […]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-95699","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/95699","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/comments?post=95699"}],"version-history":[{"count":0,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/95699\/revisions"}],"wp:attachment":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/media?parent=95699"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/categories?post=95699"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/tags?post=95699"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}