Shqiptar\u00ebt e pasur u b\u00ebn\u00eb gjat\u00eb vitit 2025 edhe m\u00eb t\u00eb pasur, nd\u00ebrsa ata t\u00eb zakonshmit njoh\u00ebn nj\u00eb rritje t\u00eb pap\u00ebrfillshme t\u00eb kursimeve t\u00eb mbajtura n\u00eb sistemin bankar, b\u00ebhet e ditur nga t\u00eb dh\u00ebnat e raportuara nga Agjencia e Sigurimit t\u00eb Depozitave (ASD) n\u00eb raportin vjetor t\u00eb dor\u00ebzuar n\u00eb Kuvendin e Shqip\u00ebris\u00eb. ASD \u00ebsht\u00eb nj\u00eb ent publik, funksioni baz\u00eb i t\u00eb cil\u00ebs \u00ebsht\u00eb t\u00eb ark\u00ebtoj\u00eb nj\u00eb pages\u00eb sigurimi nga bankat dhe shoq\u00ebrit\u00eb e kursimit dhe t\u00eb garantoj\u00eb shlyerjen e depozitave n\u00eb rast se ndonj\u00eb nga bankat falimenton.<\/p>\n
Sipas ligjit, depozitat garantohen dhe shlyhen t\u00eb plota n\u00ebse jan\u00eb m\u00eb t\u00eb ul\u00ebta se sa 2.5 milion\u00eb lek\u00eb dhe garantohen e shlyhen n\u00eb nj\u00eb p\u00ebrqindje m\u00eb t\u00eb ul\u00ebt n\u00ebse jan\u00eb mbi 2.5 milion\u00eb lek\u00eb.<\/p>\n
Incidentalisht, ky klasifikim ligjor krijon t\u00eb dh\u00ebna q\u00eb flasin edhe p\u00ebr pabarazin\u00eb n\u00eb kursime t\u00eb popullsis\u00eb, pasi ASD raporton numrin e depozitave dhe sasin\u00eb e fondeve t\u00eb mbajtura n\u00eb to posht\u00eb limitit 2.5 milion\u00eb lek\u00eb dhe mbi k\u00ebt\u00eb limit.<\/p>\n
Ajo q\u00eb \u00ebsht\u00eb v\u00ebrejtur n\u00eb t\u00eb dh\u00ebnat e raportuara p\u00ebrgjat\u00eb pes\u00eb viteve t\u00eb fundit \u00ebsht\u00eb q\u00eb fondet e mbajtura n\u00eb depozita mbi 2.5 milion\u00eb lek\u00eb i p\u00ebrkasin n\u00eb shumic\u00eb nj\u00eb numri t\u00eb vog\u00ebl qytetar\u00ebsh nd\u00ebrsa fondet e mbajtura n\u00eb depozita n\u00ebn k\u00ebt\u00eb shum\u00eb, i p\u00ebrkasin shumic\u00ebs q\u00eb ka depozita t\u00eb vogla. Situata e pabarazis\u00eb n\u00eb depozita ka ardhur n\u00eb p\u00ebrkeq\u00ebsim gjat\u00eb k\u00ebtyre viteve.<\/p>\n
T\u00eb dh\u00ebnat p\u00ebr vitin 2025 tregojn\u00eb se kishte pothuajse 138 mij\u00eb depozita t\u00eb m\u00ebdha me vler\u00eb mesatare pothuajse 6 milion\u00eb lek\u00eb secila dhe 1.78 milion\u00eb depozita t\u00eb vogla me vler\u00eb mesatare 319 mij\u00eb lek\u00eb. N\u00eb total, depozituesit e pasur kan\u00eb 820 miliard\u00eb lek\u00eb n\u00eb banka dhe depozitat e tyre u rrit\u00ebn gjat\u00eb vitit t\u00eb kaluar me 10.8%. Nga ana tjet\u00ebr, depozituesit e varf\u00ebr kishin 568 miliard\u00eb lek\u00eb s\u00ebbashku, me rritje 6.4%.<\/p>\n
Shqip\u00ebria nuk mban statistika p\u00ebr t\u00eb matur fenomene t\u00eb tilla si pabarazia sociale dhe p\u00ebr rrjedhoj\u00eb, kjo \u00e7\u00ebshtje mbetet p\u00ebr t\u2019u shqyrtuar me t\u00eb dh\u00ebna t\u00eb mbledhura p\u00ebr q\u00ebllime t\u00eb tjera, si\u00e7 \u00ebsht\u00eb rasti i depozitave. N\u00eb k\u00ebt\u00eb rast flitet p\u00ebr \u201cnum\u00ebr depozitash\u201d dhe jo p\u00ebr \u201cindivid\u00eb\u201d, pasi nj\u00eb individ mund t\u00eb ket\u00eb m\u00eb shum\u00eb se nj\u00eb depozit\u00eb, si n\u00eb rastin e depozitave t\u00eb m\u00ebdha ashtu edhe n\u00eb rastin e depozitave t\u00eb vogla. Gjat\u00eb vitit t\u00eb kaluar, numri i depozitave ku gjenden vlera monetare n\u00eb mas\u00ebn 2.5 milion\u00eb lek\u00eb ose n\u00eb monedha t\u00eb tjera me k\u00ebt\u00eb ekuivalent, u rrit n\u00eb pothuajse 138 mij\u00eb, me nj\u00eb rritje 9.2% kundrejt vitit 2024. Numri i depozitave n\u00ebn 2.5 milion\u00eb lek\u00eb arriti n\u00eb pothuajse 1.78 milion\u00eb, me rritje pothuasje 4% n\u00eb krahasim me vitin 2024.<\/p>\n
T\u00eb 138 mij\u00eb llogarit\u00eb e t\u00eb pasurve kishin n\u00eb gjendje mesatarisht 6 milion\u00eb lek\u00eb t\u00eb rinj ose mbi 60 mij\u00eb euro nd\u00ebrsa te llogarit\u00eb e shqiptar\u00ebve t\u00eb zakonsh\u00ebm, t\u00eb 1.78 milion\u00ebt, kishte mesatarisht 320 mij\u00eb lek\u00eb.\/BIRN<\/p>\n
The post Shqiptar\u00ebt e pasur u pasuruan edhe m\u00eb shum\u00eb gjat\u00eb vitit 2025<\/a> appeared first on Lapsi.al<\/a>.<\/p>","protected":false},"excerpt":{"rendered":" Shqiptar\u00ebt e pasur u b\u00ebn\u00eb gjat\u00eb vitit 2025 edhe m\u00eb t\u00eb pasur, nd\u00ebrsa ata t\u00eb zakonshmit njoh\u00ebn nj\u00eb rritje t\u00eb pap\u00ebrfillshme t\u00eb kursimeve t\u00eb mbajtura n\u00eb sistemin bankar, b\u00ebhet e ditur nga t\u00eb dh\u00ebnat e raportuara nga Agjencia e Sigurimit t\u00eb Depozitave (ASD) n\u00eb raportin vjetor t\u00eb dor\u00ebzuar n\u00eb Kuvendin e Shqip\u00ebris\u00eb. ASD \u00ebsht\u00eb nj\u00eb […]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-84819","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/84819","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/comments?post=84819"}],"version-history":[{"count":0,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/84819\/revisions"}],"wp:attachment":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/media?parent=84819"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/categories?post=84819"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/tags?post=84819"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}