Nj\u00eb nga motor\u00ebt kryesor\u00eb t\u00eb rritjes ekonomike n\u00eb vitet e fundit ka qen\u00eb sektori i pasurive t\u00eb paluajtshme. K\u00ebrkesa e lidhur sidomos me turizmin ka sjell\u00eb shtim t\u00eb investimeve n\u00eb zonat bregdetare dhe n\u00eb kryeqytet, duke i dh\u00ebn\u00eb hov nj\u00eb cikli t\u00eb ri t\u00eb rritjes s\u00eb \u00e7mimeve t\u00eb pasurive t\u00eb paluajtshme.<\/p>\n
Rritja e \u00e7mimeve n\u00eb vetvete u b\u00eb nj\u00eb lloj katalizatori, duke forcuar perceptimin se pronat jan\u00eb nj\u00eb investim i mir\u00eb. Nj\u00eb rol t\u00eb r\u00ebnd\u00ebsish\u00ebm n\u00eb k\u00ebt\u00eb cik\u00ebl ka pasur padyshim edhe kredia bankare p\u00ebr prona, q\u00eb n\u00eb vitet e fundit ka arritur vlera rekord.<\/p>\n
Kredia p\u00ebr sht\u00ebpi u rrit p\u00ebr t\u00eb shtatin vit radhazi n\u00eb 2025. T\u00eb dh\u00ebnat e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb tregojn\u00eb se kredia e re p\u00ebr blerje banesash arriti rekordin e ri historik prej 64.4 miliard\u00eb lek\u00ebsh, ose rreth 658 milion\u00eb eurosh, t\u00eb llogaritura me kursin mesatar t\u00eb vitit t\u00eb kaluar. Kredia e re p\u00ebr sht\u00ebpi u rrit me 17.3% krahasuar me vitin 2024.<\/p>\n
Rritja e kredis\u00eb s\u00eb re ishte edhe m\u00eb e lart\u00eb n\u00eb raport me rritjen prej 13% t\u00eb vitit t\u00eb m\u00ebparsh\u00ebm.<\/p>\n
Vlera e portofolit aktiv ose tepric\u00ebs s\u00eb kredis\u00eb p\u00ebr sht\u00ebpi n\u00eb fund t\u00eb vitit 2025 arriti n\u00eb 243.6 miliard\u00eb lek\u00eb, me nj\u00eb rritje vjetore prej 16.7%. Ritmet e rritjes t\u00eb portofolit t\u00eb kredis\u00eb jan\u00eb rritur ndjesh\u00ebm krahasuar me nivelin prej 15.5% t\u00eb vitit t\u00eb m\u00ebparsh\u00ebm.<\/p>\n
T\u00eb dh\u00ebnat tregojn\u00eb se kredia p\u00ebr sht\u00ebpi ka sh\u00ebnuar rritje t\u00eb fort\u00eb n\u00eb vitet pas pandemis\u00eb.<\/p>\n
N\u00eb periudh\u00ebn kohore 2021-2025, sektori bankar ka dh\u00ebn\u00eb rreth 254 miliard\u00eb lek\u00eb kredi t\u00eb reja p\u00ebr blerjen e banesave nga familjet shqiptare. Kjo shum\u00eb \u00ebsht\u00eb 115% m\u00eb e lart\u00eb krahasuar me pes\u00ebvje\u00e7arin e m\u00ebparsh\u00ebm, 2016-2020 (pa llogaritur efektin statistikor t\u00eb kursit mbi kredin\u00eb n\u00eb valut\u00eb, n\u00eb munges\u00eb t\u00eb t\u00eb cilit rritja do t\u00eb kishte qen\u00eb edhe m\u00eb e lart\u00eb).<\/p>\n
Rritja e mb\u00ebshtetjes e sektorit bankar me kredi duket se \u00ebsht\u00eb nj\u00eb faktor q\u00eb ka pasur pesh\u00eb t\u00eb konsiderueshme n\u00eb k\u00ebrkes\u00ebn p\u00ebr pasuri t\u00eb paluajtshme dhe n\u00eb rritjen e \u00e7mimit t\u00eb pronave pas pandemis\u00eb.<\/p>\n
Normat e ul\u00ebta t\u00eb interesit e kan\u00eb b\u00ebr\u00eb kredin\u00eb p\u00ebr sht\u00ebpi t\u00ebrheq\u00ebse p\u00ebr huamarr\u00ebsit, nd\u00ebrsa paralelisht cikli i rritjes s\u00eb \u00e7mimeve t\u00eb pasurive t\u00eb paluajtshme n\u00eb vitet e fundit ka rritur edhe k\u00ebrkes\u00ebn p\u00ebr kredi p\u00ebr sht\u00ebpi nga familjet, duke shtuar perceptimin se blerja e nj\u00eb prone \u00ebsht\u00eb nj\u00eb investim i mir\u00eb p\u00ebr t\u00eb ardhmen.<\/p>\n
Nj\u00eb frenim i kredis\u00eb p\u00ebr blerjen e pasurive t\u00eb paluajtshme do t\u00eb kishte padyshim efekte mbi k\u00ebrkes\u00ebn p\u00ebr blerjen e pronave.<\/p>\n
Nd\u00ebrkoh\u00eb, nj\u00eb situat\u00eb globalisht inflacioniste mund t\u00eb frenoj\u00eb edhe k\u00ebrkes\u00ebn nga bler\u00ebsit e huaj ose n\u00eb p\u00ebrgjith\u00ebsi jorezident\u00eb, q\u00eb n\u00eb vitet e fundit kan\u00eb luajtur nj\u00eb rol t\u00eb r\u00ebnd\u00ebsish\u00ebm n\u00eb tregun e pasurive t\u00eb paluajtshme n\u00eb Shqip\u00ebri.\/Monitor.al<\/p>\n
The post Inflacioni mund t\u2019i jap\u00eb fund \u201clul\u00ebzimit\u201d t\u00eb tregut t\u00eb pronave<\/a> appeared first on Lapsi.al<\/a>.<\/p>","protected":false},"excerpt":{"rendered":" Nj\u00eb nga motor\u00ebt kryesor\u00eb t\u00eb rritjes ekonomike n\u00eb vitet e fundit ka qen\u00eb sektori i pasurive t\u00eb paluajtshme. K\u00ebrkesa e lidhur sidomos me turizmin ka sjell\u00eb shtim t\u00eb investimeve n\u00eb zonat bregdetare dhe n\u00eb kryeqytet, duke i dh\u00ebn\u00eb hov nj\u00eb cikli t\u00eb ri t\u00eb rritjes s\u00eb \u00e7mimeve t\u00eb pasurive t\u00eb paluajtshme. Rritja e \u00e7mimeve n\u00eb […]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-81378","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/81378","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/comments?post=81378"}],"version-history":[{"count":0,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/81378\/revisions"}],"wp:attachment":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/media?parent=81378"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/categories?post=81378"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/tags?post=81378"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}