{"id":46149,"date":"2025-10-13T14:48:15","date_gmt":"2025-10-13T14:48:15","guid":{"rendered":"https:\/\/zennihost.com\/test\/2025\/10\/13\/guvernatori-sejko-denoncon-ne-kuvend-po-cenohet-pavaresia-e-bankes\/"},"modified":"2025-10-13T14:48:15","modified_gmt":"2025-10-13T14:48:15","slug":"guvernatori-sejko-denoncon-ne-kuvend-po-cenohet-pavaresia-e-bankes","status":"publish","type":"post","link":"https:\/\/zennihost.com\/test\/2025\/10\/13\/guvernatori-sejko-denoncon-ne-kuvend-po-cenohet-pavaresia-e-bankes\/","title":{"rendered":"Guvernatori Sejko denoncon n\u00eb Kuvend: Po cenohet pavar\u00ebsia e Bank\u00ebs"},"content":{"rendered":"<p>Guvernatori i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, Gent Sejko gjat\u00eb raportimit n\u00eb Komisionin e Ekonomis\u00eb, ka th\u00ebn\u00eb se k\u00ebtij institucioni shpesh i k\u00ebrkohet llogari jasht\u00eb tagrit q\u00eb mbulon duke ushtruar k\u00ebshtu presion dhe c\u00ebnim t\u00eb pavar\u00ebsis\u00eb.<\/p>\n<p>\u201cPavar\u00ebsia e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, shpesh her\u00eb ka element q\u00eb ndikojn\u00eb. Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb i k\u00ebrkohet llogari q\u00eb jan\u00eb jasht\u00eb tagrit t\u00eb saj, ky \u00ebsht\u00eb cenim i pavar\u00ebsis\u00eb. K\u00ebto dy vitet e fundit e kam ndjer\u00eb r\u00ebnd\u00eb k\u00ebt\u00eb gj\u00eb, por s\u2019dua t\u00eb hyj\u00eb n\u00eb detaje. P\u00ebr shkak t\u00eb k\u00ebtij presioni Banka e Shqip\u00ebris\u00eb nuk ka qen\u00eb e lir\u00eb p\u00ebr t\u00eb ushtruar detyrat e saj, por s\u2019dua t\u00eb zgjatem\u201d, tha Sejko.<\/p>\n<p>Deputeti i PS-s\u00eb Erion Bra\u00e7e n\u00eb Komisionin e Ekonomis\u00eb k\u00ebkrkoi nga Banka e Shqip\u00ebris\u00eb q\u00eb t\u00eb b\u00ebj\u00eb nj\u00eb parashikim mbi kursin e k\u00ebmbimit, pasi industria dhe bujq\u00ebsia po humbet nga zhvler\u00ebsimi i valutave.<\/p>\n<p>\u201cDo doja mobilizim t\u00eb bank\u00ebs p\u00ebr parashikueshm\u00ebrin\u00eb e kursit t\u00eb k\u00ebmbimit\u201d, tha Bra\u00e7e.<\/p>\n<p>Duke e konsideruar kursin e k\u00ebmbimit \u2018djall\u00ebzor\u2019 guvernatori u p\u00ebrgjigj se \u00ebsht\u00eb e pamundur t\u00eb parashikohet kursi i k\u00ebmbimi, dhe forcimi i valutave do t\u00eb ndodh\u00eb vet\u00ebm n\u00ebse ekonomia dob\u00ebsohet.<\/p>\n<p>\u201c\u00cbsht\u00eb e pamundur t\u00eb b\u00ebsh parashikim t\u00eb kursit t\u00eb k\u00ebmbimit, \u00ebsht\u00eb shum\u00eb djall\u00ebzor. Kursi i k\u00ebmbimit natyrisht ndikon negativisht n\u00eb prodhim apo tek ata q\u00eb i kan\u00eb t\u00eb ardhurat n\u00eb euro. Duke qen\u00eb se kemi emigracion n\u00eb rritje kemi t\u00eb ardhura n\u00eb euro q\u00eb humbasin p\u00ebrfituesit. Duhet t\u00eb kemi nj\u00eb ekonomi t\u00eb dob\u00ebt q\u00eb t\u00eb forcohen valutat\u201d, tha Sejko.<\/p>\n<p>Sejko njoftoi po ashtu se p\u00ebr 9 mujorin e k\u00ebtij viti jan\u00eb t\u00ebrhequr nga tregu 800 milion\u00eb euro, nga 930 milion\u00eb euro q\u00eb ishte totali i valut\u00ebs s\u00eb bler\u00eb vjet.<\/p>\n<p>\u201cNe nuk kemi nd\u00ebrhyr\u00eb asnj\u00ebher\u00eb n\u00eb treg p\u00ebr t\u00eb mbrojtur industri t\u00eb caktuar, nuk \u00ebsht\u00eb n\u00eb tagrin ton\u00eb. Prodhuesit duhet t\u00eb mbrohen me masa fiskale, jo me politika nga Banka e Shqip\u00ebris\u00eb. Ne kemi t\u00ebrhequr deri m\u00eb tani 800 milion\u00eb euro dhe shifra do t\u00eb rritet edhe m\u00eb tej, por ne nuk i publikojm\u00eb q\u00eb t\u00eb mos nxisim spekulime n\u00eb treg\u201d, tha Sejko.<\/p>\n<p>Nderkohe nga 1 korriku kredia p\u00ebr blerje banesash u kufizua me vendim t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb n\u00eb m\u00ebnyr\u00eb q\u00eb bankat t\u00eb mos ekspozohen m\u00eb tej n\u00eb k\u00ebt\u00eb treg, pasi volumi m\u00eb i lart\u00eb i kredis\u00eb q\u00eb japin bankat shkon p\u00ebr k\u00ebt\u00eb sektor.<\/p>\n<p>Guvernatori tha n\u00eb Komisionin e Ekonomis\u00eb se masat e marra, jan\u00eb m\u00eb shum\u00eb parandaluese ose mbrojt\u00ebse t\u00eb sistemit bankar q\u00eb t\u00eb mos p\u00ebrs\u00ebritet kriza e 2008-\u00ebs.<\/p>\n<p>\u201cP\u00ebr tregun e pasurive t\u00eb paluajtshme, \u00ebsht\u00eb nj\u00eb treg q\u00eb po zhvillohet. Ne e shohim tregun n\u00eb t\u00ebr\u00ebsi n\u00eb raport me sektorin financiar. Shqet\u00ebsimi yn\u00eb par\u00ebsor\u00eb \u00ebsht\u00eb q\u00eb mos t\u00eb ndikoj\u00eb n\u00eb kreditim, ngjashm\u00ebrisht me kriz\u00ebn e 2008-\u00ebs kur n\u00eb Amerik\u00eb falimentuan bankat dhe tregu u fry u fry deri n\u00eb momentin kur \u00e7mimet ran\u00eb, ra vlera e kolateralit dhe natyrisht kredit\u00eb nuk paguheshin m\u00eb. Ndaj ne kemi marr\u00eb masat tona\u201d, thot\u00eb guvernatori.<\/p>\n<p>P\u00ebrpos kufizimeve Sejko tha se bankat aktualisht jan\u00eb n\u00eb kushte t\u00eb mira ekspozimi ndaj sektorit t\u00eb pasurive t\u00eb paluajtshme.<\/p>\n<p>\u201cSistemi bankar \u00ebsht\u00eb i kontrolluar nga ekspozimi n\u00eb k\u00ebt\u00eb treg, por ne kemi marr\u00eb masa p\u00ebr t\u00eb rregulluar ekspozimin m\u00eb tej n\u00eb k\u00ebt\u00eb treg. E r\u00ebnd\u00ebsishme \u00ebsht\u00eb q\u00eb rritja e \u00e7mimeve t\u00eb pronave duhet t\u00eb shkoj\u00eb n\u00eb paralele me rritjen e t\u00eb ardhurave t\u00eb familjeve\u201d, tha Sejko.<\/p>\n<p>Kur kredia k\u00ebrkohet n\u00eb lek\u00eb p\u00ebr t\u00eb bler\u00eb banes\u00ebn e par\u00eb, banka mund t\u00eb jap\u00eb deri n\u00eb 85% t\u00eb vler\u00ebs s\u00eb pron\u00ebs, nd\u00ebrsa p\u00ebr sht\u00ebpin\u00eb e dyt\u00eb e n\u00eb vijim deri n\u00eb 80%.<\/p>\n<p>Kufizimi tjet\u00ebr i caktuar nga Banka Qendrore \u00ebsht\u00eb p\u00ebr k\u00ebstet mujore t\u00eb kthimit t\u00eb kredive. P\u00ebr huat\u00eb n\u00eb lek\u00eb k\u00ebsti mujor nuk duhet t\u00eb jet\u00eb m\u00eb shum\u00eb se 40% e t\u00eb ardhurave t\u00eb kredimarr\u00ebsit, nd\u00ebrsa p\u00ebr kredin\u00eb e dyt\u00eb etj. ulet n\u00eb 35%.<\/p>\n<p>Kurse p\u00ebr huan\u00eb n\u00eb valut\u00eb tavanet do t\u00eb jen\u00eb 75% dhe 70% n\u00eb var\u00ebsi t\u00eb blerjes n\u00ebse \u00ebsht\u00eb banes\u00eb e par\u00eb apo e dyt\u00eb. Sa u p\u00ebrket k\u00ebsteve mujore, ato do t\u00eb jen\u00eb sa 35% e totalit t\u00eb t\u00eb ardhurave t\u00eb individin p\u00ebr huan\u00eb e sht\u00ebpis\u00eb s\u00eb par\u00eb, dhe 30% kur \u00ebsht\u00eb kredi p\u00ebr t\u00eb bler\u00eb nj\u00eb pron\u00eb t\u00eb dyt\u00eb apo m\u00eb shum\u00eb.<\/p>\n<p>The post <a href=\"https:\/\/gijotina.com\/guvernatori-sejko-denoncon-ne-kuvend-po-cenohet-pavaresia-e-bankes\/\">Guvernatori Sejko denoncon n\u00eb Kuvend: Po cenohet pavar\u00ebsia e Bank\u00ebs<\/a> appeared first on <a href=\"https:\/\/gijotina.com\/\">GIJOTINA<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>Guvernatori i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, Gent Sejko gjat\u00eb raportimit n\u00eb Komisionin e Ekonomis\u00eb, ka th\u00ebn\u00eb se k\u00ebtij institucioni shpesh i k\u00ebrkohet llogari jasht\u00eb tagrit q\u00eb mbulon duke ushtruar k\u00ebshtu presion dhe c\u00ebnim t\u00eb pavar\u00ebsis\u00eb. \u201cPavar\u00ebsia e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, shpesh her\u00eb ka element q\u00eb ndikojn\u00eb. Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb i k\u00ebrkohet llogari q\u00eb jan\u00eb jasht\u00eb tagrit [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-46149","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/46149","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/comments?post=46149"}],"version-history":[{"count":0,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/46149\/revisions"}],"wp:attachment":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/media?parent=46149"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/categories?post=46149"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/tags?post=46149"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}