Kredia p\u00ebr ekonomin\u00eb sh\u00ebnoi p\u00ebrs\u00ebri nj\u00eb ngadal\u00ebsim t\u00eb leht\u00eb p\u00ebr muajin gusht. Sipas t\u00eb dh\u00ebnave t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, kredia gjat\u00eb gushtit arriti n\u00eb 40.7 miliard\u00eb lek\u00eb. 1.7% m\u00eb pak krahasuar me gushtin e vitit t\u00eb kaluar. Pavar\u00ebsisht r\u00ebnies krahasuar me vitin e kaluar, vlera e kredis\u00eb s\u00eb re gjat\u00eb muajit gusht ishte sidoqoft\u00eb vlera e dyt\u00eb m\u00eb e lart\u00eb historike e huadh\u00ebnies p\u00ebr k\u00ebt\u00eb muaj t\u00eb vitit.<\/p>\n
Gjithashtu, shifrat progresive t\u00eb kreditimit p\u00ebr vitin 2025 ngelen n\u00eb rritje dhe n\u00eb vlerat m\u00eb t\u00eb larta historike. P\u00ebr t\u00eb gjith\u00eb 8-mujorin 2025, kredia e re e dh\u00ebn\u00eb p\u00ebr ekonomin\u00eb shqiptare ka arritur vler\u00ebn e 272.6 miliard\u00eb lek\u00ebve, n\u00eb rritje me 8% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb vitit t\u00eb kaluar.<\/p>\n
Nd\u00ebrkoh\u00eb q\u00eb vitin e kaluar rritja e kredis\u00eb ishte mb\u00ebshtetur kryesisht te financimet e bizneseve, k\u00ebt\u00eb vit kontributin kryesor po e jep rritja e huave p\u00ebr individ\u00eb.<\/p>\n
Kredia e re p\u00ebr individ\u00ebt n\u00eb gusht vijoi rritjen e q\u00ebndrueshme, n\u00eb linj\u00eb me tendenc\u00ebn pozitive t\u00eb viteve t\u00eb fundit. Kredia e re kishte vler\u00ebn e 8.8 miliard\u00eb lek\u00ebve, n\u00eb rritje me 11% krahasuar me gushtin e vitit t\u00eb kaluar. Edhe p\u00ebr 8-mujorin kredia e re ngelet t\u00eb ndjeshme. Ajo arriti vler\u00ebn e 85.9 miliard\u00eb lek\u00ebve, n\u00eb rritje me 24% krahasuar me nj\u00eb vit m\u00eb par\u00eb.<\/p>\n
Kreditimi i individ\u00ebve \u00ebsht\u00eb mb\u00ebshtetur te nj\u00eb rritje shum\u00eb e shpejt\u00eb n\u00eb dy segmentet kryesore, t\u00eb blerjeve t\u00eb pasurive t\u00eb paluajtshme dhe financimit t\u00eb konsumit.<\/p>\n
Kredia p\u00ebr bizneset n\u00eb muajin gusht kishte vler\u00ebn e 30.9 miliard\u00eb lek\u00ebve, 7.7% m\u00eb pak krahasuar me korrikun e vitit t\u00eb kaluar. Edhe bilanci progresiv i 8-mujorit ka kaluar n\u00eb r\u00ebnie t\u00eb leht\u00eb. Kompanit\u00eb private p\u00ebrfituan gjithsej 182.2 miliard\u00eb lek\u00eb kredi, me nj\u00eb r\u00ebnie prej 0.5% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb vitit t\u00eb kaluar.<\/p>\n
Pas nj\u00eb rritjeje shum\u00eb t\u00eb shpejt\u00eb gjat\u00eb vitit t\u00eb kaluar, k\u00ebt\u00eb vit kredia p\u00ebr bizneset \u00ebsht\u00eb ngadal\u00ebsuar ndjesh\u00ebm. N\u00eb fund t\u00eb muajit gusht, edhe portofoli total i kredis\u00eb p\u00ebr ekonomin\u00eb vijoi rritjen. Ai kishte vler\u00ebn e 900.6 miliard\u00eb lek\u00ebve, duke u zgjeruar me m\u00eb shum\u00eb se shtat\u00eb miliard\u00eb lek\u00eb krahasuar me korrikun. Me baz\u00eb vjetore, kredia ruan rritjen dyshifrore, me 10.9% m\u00eb shum\u00eb krahasuar me gushtin e vitit 2024.<\/p>\n
Rritja \u00ebsht\u00eb m\u00eb e lart\u00eb n\u00eb segmentin e individ\u00ebve, ku portofoli ka arritur vler\u00ebn e 360.5 miliard\u00eb lek\u00ebve, n\u00eb rritje me 17% krahasuar me nj\u00eb vit m\u00eb par\u00eb. Nd\u00ebrsa n\u00eb segmentin e biznesit vlera e portofolit t\u00eb kredis\u00eb arriti n\u00eb 490.4 miliard\u00eb lek\u00eb, n\u00eb rritje me 7.2% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb.\/Monitor.al<\/p>\n
The post Kredia p\u00ebr ekonomin\u00eb u ngadal\u00ebsua p\u00ebr t\u00eb dytin muaj radhazi n\u00eb gusht<\/a> appeared first on Lapsi.al<\/a>.<\/p>","protected":false},"excerpt":{"rendered":" Kredia p\u00ebr ekonomin\u00eb sh\u00ebnoi p\u00ebrs\u00ebri nj\u00eb ngadal\u00ebsim t\u00eb leht\u00eb p\u00ebr muajin gusht. Sipas t\u00eb dh\u00ebnave t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, kredia gjat\u00eb gushtit arriti n\u00eb 40.7 miliard\u00eb lek\u00eb. 1.7% m\u00eb pak krahasuar me gushtin e vitit t\u00eb kaluar. Pavar\u00ebsisht r\u00ebnies krahasuar me vitin e kaluar, vlera e kredis\u00eb s\u00eb re gjat\u00eb muajit gusht ishte sidoqoft\u00eb vlera […]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-43513","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/43513","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/comments?post=43513"}],"version-history":[{"count":0,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/43513\/revisions"}],"wp:attachment":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/media?parent=43513"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/categories?post=43513"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/tags?post=43513"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}