{"id":38371,"date":"2025-09-02T05:32:58","date_gmt":"2025-09-02T05:32:58","guid":{"rendered":"https:\/\/zennihost.com\/test\/2025\/09\/02\/me-shume-se-48-mije-shqiptare-kontribuojne-per-pension-privat\/"},"modified":"2025-09-02T05:32:58","modified_gmt":"2025-09-02T05:32:58","slug":"me-shume-se-48-mije-shqiptare-kontribuojne-per-pension-privat","status":"publish","type":"post","link":"https:\/\/zennihost.com\/test\/2025\/09\/02\/me-shume-se-48-mije-shqiptare-kontribuojne-per-pension-privat\/","title":{"rendered":"M\u00eb shum\u00eb se 48 mij\u00eb shqiptar\u00eb kontribuojn\u00eb p\u00ebr pension privat"},"content":{"rendered":"

Tregu i pensioneve private vullnetare vijoi zgjerimin edhe n\u00eb gjysm\u00ebn e par\u00eb t\u00eb k\u00ebtij viti, duke kaluar shifr\u00ebn 48 mij\u00eb an\u00ebtar\u00ebve. Sipas t\u00eb dh\u00ebnave nga Autoriteti i Mbik\u00ebqyrjes Financiare (AMF), n\u00eb mesin e vitit 2025 numri i an\u00ebtar\u00ebve t\u00eb fondeve arriti n\u00eb 48 241 an\u00ebtar\u00eb, n\u00eb rritje me 7.4% q\u00eb nga fillimi i k\u00ebtij viti dhe me 10% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb vitit t\u00eb kaluar.<\/p>\n

Numri i individ\u00ebve pjes\u00ebmarr\u00ebs n\u00eb fondet private t\u00eb pensioneve po rritet me ritme t\u00eb q\u00ebndrueshme n\u00eb dekad\u00ebn e fundit dhe \u00ebsht\u00eb n\u00eb nivelet m\u00eb t\u00eb larta historike. Megjithat\u00eb, dep\u00ebrtimi i pensioneve private ngelet ende n\u00eb nivele modeste. Individ\u00ebt q\u00eb kontribuojn\u00eb p\u00ebr nj\u00eb pension privat p\u00ebrb\u00ebjn\u00eb af\u00ebrsisht 6.5% t\u00eb numrit t\u00eb kontribuuesve n\u00eb skem\u00ebn publike t\u00eb sigurimeve shoq\u00ebrore.<\/p>\n

Vlera e aseteve neto t\u00eb fondeve t\u00eb pensionit n\u00eb fund t\u00eb muajit qershor t\u00eb k\u00ebtij viti arriti n\u00eb 8.6 miliard\u00eb lek\u00eb, 7.3 miliard\u00eb lek\u00eb, n\u00eb rritje me 9.7% q\u00eb nga fillimi i vitit dhe me 17.8% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb vitit t\u00eb kaluar. Megjithat\u00eb, n\u00ebse p\u00ebrfshijm\u00eb edhe fondet e mbyllura t\u00eb pensionit, vlera totale e aseteve \u00ebsht\u00eb ndjesh\u00ebm m\u00eb e lart\u00eb, me af\u00ebrsisht 13.9 miliard\u00eb lek\u00eb.<\/h4>\n

Asetet e fondeve t\u00eb pensioneve jan\u00eb t\u00eb investuara kryesisht n\u00eb obligacione t\u00eb qeveris\u00eb shqiptare. P\u00ebr nga vlera e aktiveve, tregu i fondeve private ngelet ende segmenti m\u00eb i vog\u00ebl i tregut financiar n\u00eb Shqip\u00ebri.<\/p>\n

Ligji i ri \u201cP\u00ebr fondet e pensionit privat\u201d, q\u00eb hyri n\u00eb fuqi n\u00eb fund t\u00eb vitit 2023, ka sjell\u00eb rritje t\u00eb incentivave fiskale p\u00ebr kontributet n\u00eb fondet private t\u00eb pensioneve.<\/p>\n

Sipas ligjit t\u00eb ri, kufiri maksimal mujor i p\u00ebrjashtimit tatimor t\u00eb kontributeve p\u00ebr pensione private \u00ebsht\u00eb rritur n\u00eb nivelin e pag\u00ebs minimale t\u00eb miratuar, q\u00eb ka arritur n\u00eb 40 mij\u00eb lek\u00eb n\u00eb muaj. Me nivelin aktual t\u00eb pag\u00ebs minimale, shuma e kontributeve e p\u00ebrjashtuar nga tatimet arrin n\u00eb 480 mij\u00eb lek\u00eb n\u00eb vit. Edhe kontributet e pensionet privat t\u00eb derdhura nga pun\u00ebdh\u00ebn\u00ebsi n\u00eb favor t\u00eb pun\u00ebmarr\u00ebsit do t\u00eb p\u00ebrjashtohen nga tatimi n\u00eb t\u00eb nj\u00ebjt\u00ebn mas\u00eb.<\/p>\n

Ligji gjithashtu parashikon q\u00eb pensionet t\u00eb mos tatohen n\u00eb p\u00ebrfitim p\u00ebr pjes\u00ebn e kontributeve, por vet\u00ebm p\u00ebr kthimin nga investimi, me kusht q\u00eb t\u00ebrheqja t\u00eb b\u00ebhet me pagesa mujore t\u00eb shtrira n\u00eb t\u00eb pakt\u00ebn dy vite dhe jo n\u00eb m\u00ebnyr\u00eb t\u00eb menj\u00ebhershme, pas p\u00ebrmbushjes s\u00eb kushteve ligjore p\u00ebr p\u00ebrfitimin e pensionit privat.<\/p>\n

Aktualisht, n\u00eb tregun e pensioneve private jan\u00eb aktive gjasht\u00eb fonde t\u00eb pensioneve private, q\u00eb administrohen nga kat\u00ebr shoq\u00ebri administruese.\/MONITOR<\/p>\n

The post M\u00eb shum\u00eb se 48 mij\u00eb shqiptar\u00eb kontribuojn\u00eb p\u00ebr pension privat<\/a> appeared first on Lapsi.al<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"

Tregu i pensioneve private vullnetare vijoi zgjerimin edhe n\u00eb gjysm\u00ebn e par\u00eb t\u00eb k\u00ebtij viti, duke kaluar shifr\u00ebn 48 mij\u00eb an\u00ebtar\u00ebve. Sipas t\u00eb dh\u00ebnave nga Autoriteti i Mbik\u00ebqyrjes Financiare (AMF), n\u00eb mesin e vitit 2025 numri i an\u00ebtar\u00ebve t\u00eb fondeve arriti n\u00eb 48 241 an\u00ebtar\u00eb, n\u00eb rritje me 7.4% q\u00eb nga fillimi i k\u00ebtij viti […]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-38371","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/38371","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/comments?post=38371"}],"version-history":[{"count":0,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/38371\/revisions"}],"wp:attachment":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/media?parent=38371"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/categories?post=38371"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/tags?post=38371"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}