{"id":30411,"date":"2025-07-10T17:53:06","date_gmt":"2025-07-10T17:53:06","guid":{"rendered":"https:\/\/zennihost.com\/test\/2025\/07\/10\/nje-ne-tre-deme-te-papaguara-eshte-i-sigal-raporti-avni-ponari-shton-fitimet-ne-kurriz-te-qytetareve\/"},"modified":"2025-07-10T17:53:06","modified_gmt":"2025-07-10T17:53:06","slug":"nje-ne-tre-deme-te-papaguara-eshte-i-sigal-raporti-avni-ponari-shton-fitimet-ne-kurriz-te-qytetareve","status":"publish","type":"post","link":"https:\/\/zennihost.com\/test\/2025\/07\/10\/nje-ne-tre-deme-te-papaguara-eshte-i-sigal-raporti-avni-ponari-shton-fitimet-ne-kurriz-te-qytetareve\/","title":{"rendered":"Nj\u00eb n\u00eb tre d\u00ebme t\u00eb papaguara \u00ebsht\u00eb i SIGAL\/ Raporti: Avni Ponari shton fitimet n\u00eb kurriz t\u00eb qytetar\u00ebve"},"content":{"rendered":"<p>Shoq\u00ebria e sigurimit Sigal UNICA mbledh m\u00eb shum\u00eb t\u00eb ardhura dhe paguan m\u00eb pak d\u00ebmshp\u00ebrblime, sipas raportit t\u00eb AMF p\u00ebr periudh\u00ebn janar maj 2025. Krahasim t\u00eb primeve dhe d\u00ebmeve t\u00eb paguara nga secila kompani n\u00eb treg gjat\u00eb periudh\u00ebs janar-maj 2025 krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb tregon se kompania SIGAL, e Avni Ponarit, q\u00eb ka pjes\u00ebn m\u00eb t\u00eb madhe t\u00eb kontratave n\u00eb treg p\u00ebr momentin, renditet gjithashtu n\u00eb krye t\u00eb list\u00ebs s\u00eb kompanive m\u00eb r\u00ebnie t\u00eb d\u00ebmshp\u00ebrblimeve, n\u00eb vler\u00eb.<\/p>\n<p>K\u00ebshtu, n\u00eb periudh\u00ebn janar-maj 2024, SIGAL ark\u00ebtoi rreth 13 milion\u00eb euro prime MTPL dhe pagoi rreth 5.2 milion\u00eb euro d\u00ebme. Nd\u00ebrkoh\u00eb, p\u00ebr t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb vitit 2025 ark\u00ebtoi 14.8 milion\u00eb euro prime dhe pagoi rreth 4.9 milion\u00eb euro d\u00ebme. Kompania rriti n\u00eb janar-maj 2025 t\u00eb ardhurat nga primet me rreth 12.9 p\u00ebr qind, por uli pagesat e d\u00ebmeve me rreth 4.8 p\u00ebr qind.<\/p>\n<p>K\u00ebshtu, n\u00eb periudh\u00ebn janar-maj 2024, SIGAL ark\u00ebtoi rreth 13 milion\u00eb euro prime MTPL dhe pagoi rreth 5.2 milion\u00eb euro d\u00ebme. Nd\u00ebrkoh\u00eb, p\u00ebr t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb vitit 2025 ark\u00ebtoi 14.8 milion\u00eb euro prime dhe pagoi rreth 4.9 milion\u00eb euro d\u00ebme. Kompania rriti n\u00eb janar-maj 2025 t\u00eb ardhurat nga primet me rreth 12.9 p\u00ebr qind, por uli pagesat e d\u00ebmeve me rreth 4.8 p\u00ebr qind (shih grafikun).<\/p>\n<p>INTERSIG nd\u00ebrkoh\u00eb renditet n\u00eb krye t\u00eb list\u00ebs p\u00ebr rritje n\u00eb p\u00ebrqindje t\u00eb t\u00eb ardhurave nga primet po ashtu n\u00eb krye t\u00eb list\u00ebs p\u00ebr r\u00ebnien drastike t\u00eb d\u00ebmshp\u00ebrblimeve, n\u00eb p\u00ebrqindje. K\u00ebshtu, n\u00eb janar-maj 2024, INTERSIG ark\u00ebtoi rreth 6.2 milion\u00eb euro nga primet, kurse n\u00eb janar-maj 2025, t\u00eb ardhurat u rriten n\u00eb rreth 7 milion\u00eb euro ose rreth 13.2% m\u00eb shum\u00eb.<\/p>\n<p>Nga ana tjet\u00ebr, n\u00eb periudh\u00ebn janar-maj 2024 pagoi 3.9 milion\u00eb euro d\u00ebme, nd\u00ebrsa n\u00eb janar-maj 2025, shuma e d\u00ebmeve t\u00eb paguara ra me rreth 40% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb, ose 2.4 milion\u00eb euro.<\/p>\n<p>Nga t\u00eb dh\u00ebnat e\u00a0AMF\u00a0del se\u00a0SIGAL\u00a0\u00ebsht\u00eb kompania e par\u00eb p\u00ebr numrin e d\u00ebmeve t\u00eb l\u00ebna pezull p\u00ebr periudh\u00ebn n\u00eb fjal\u00eb.\u00a01 n\u00eb 3 d\u00ebme\u00a0pezull jan\u00eb t\u00eb SIGAL, gj\u00eb q\u00eb tregon se qytetar\u00ebt e siguruar jan\u00eb duke u sorollatur pa marr\u00eb d\u00ebmshp\u00ebrlimet e tyre, gj\u00eb q\u00eb normalisht ka dh\u00ebn\u00eb kontributin n\u00eb treguesit e m\u00ebsip\u00ebrm.<\/p>\n\n<p>T\u00eb ardhurat nga primet e shkruara bruto t\u00eb sigurimit p\u00ebr janar \u2013 maj 2025 kap\u00ebn vler\u00ebn 10,075 milion\u00eb lek\u00eb, ose 7.60% m\u00eb shum\u00eb se n\u00eb janar \u2013 maj\u00a0 2024. Gjat\u00eb periudh\u00ebs janar \u2013 maj\u00a0 2025, numri i kontratave t\u00eb sigurimit t\u00eb lidhura arriti n\u00eb 609,763 me nj\u00eb rritje prej 9.29% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb.<\/p>\n\n<p>Tregu mbetet i orientuar tek sigurimet e Jo-Jet\u00ebs, t\u00eb cilat soll\u00ebn 90.58% t\u00eb v\u00ebllimit t\u00eb p\u00ebrgjithsh\u00ebm t\u00eb primeve, nd\u00ebrsa sigurimet e Jet\u00ebs kan\u00eb 9.38% dhe risigurimi me 0.041% . Par\u00eb nga k\u00ebndv\u00ebshtrimi i ndarjes s\u00eb tregut sipas llojit t\u00eb sigurimit, i detyruesh\u00ebm dhe vullnetar, primet e shkruara bruto t\u00eb sigurimit vullnetar z\u00ebn\u00eb 40.02% dhe primet e shkruara bruto t\u00eb sigurimit t\u00eb detyruesh\u00ebm z\u00ebn\u00eb 59.98% t\u00eb totalit t\u00eb tregut.<\/p>\n<p>Gjat\u00eb periudh\u00ebs janar \u2013 maj 2025, d\u00ebmet e paguara bruto n\u00eb tregun e sigurimeve, arrit\u00ebn n\u00eb rreth 3,304 milion\u00eb lek\u00eb, ose 5.59% m\u00eb pak se n\u00eb janar \u2013 maj 2024.<\/p>\n<p>D\u00ebmet e paguara bruto n\u00eb sigurimin motorik p\u00ebr janar \u2013 maj 2025 kap\u00ebn vler\u00ebn 2,504 milion\u00eb lek\u00eb, duke p\u00ebsuar nj\u00eb rritje me rreth 2.22% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb.<\/p>\n<p>Primet e sigurimit t\u00eb detyruesh\u00ebm motorik, gjat\u00eb periudh\u00ebs janar-maj 2025 arrit\u00ebn rreth 6,043 milion\u00eb lek\u00eb, ose 13.03% m\u00eb shum\u00eb se n\u00eb janar \u2013 maj 2024.<\/p>\n<p>Produkti MTPL e brendshme, n\u00eb janar \u2013 maj 2025, pati nj\u00eb rritje prej 12.73 % t\u00eb v\u00ebllimit t\u00eb primeve t\u00eb shkruara bruto. Kjo u shoq\u00ebrua edhe me nj\u00eb rritje t\u00eb numrit t\u00eb kontratave prej 6.29% krahasuar me janar \u2013 maj 2024.<\/p>\n<p>Produkti Karton Jeshil n\u00eb janar \u2013 maj 2025 pati nj\u00eb rritje prej 15.75% t\u00eb v\u00ebllimit t\u00eb primeve t\u00eb shkruara bruto. Kjo u shoq\u00ebrua nga nj\u00eb rritje t\u00eb numrit t\u00eb kontratave prej 15.32% krahasuar me janar \u2013 maj 2024.<\/p>\n<p>Produkti Sigurim Kufitar, n\u00eb janar \u2013 maj 2025, pati nj\u00eb rritje 6.94% t\u00eb v\u00ebllimit t\u00eb primeve t\u00eb shkruara bruto krahasuar me janar \u2013 maj 2024 dhe numri i kontratave u\u00a0 rrit me 5.35%.<\/p>\n\n<p>\u00c7far\u00eb tregon kjo rritje e t\u00eb ardhurave t\u00eb shoq\u00ebrive t\u00eb sigurimit? Ky \u00ebsht\u00eb efekti i lobimit shum\u00ebvje\u00e7ar t\u00eb Avni Ponarit me shok\u00eb q\u00eb rregullorja e re e llogaritjes s\u00eb vler\u00ebs s\u00eb sigurimit sipas sistemit bonus malus t\u00eb shp\u00ebrblente oligark\u00ebt e k\u00ebtij sektori.<\/p>\n<p>Nd\u00ebrsa d\u00ebmet e paguara jan\u00eb ulur. \u00a0Pagesat e d\u00ebmeve gjat\u00eb janar \u2013 maj 2025 u ul\u00ebn me 5.59% krahasuar me janar -maj 2024. Pjesa m\u00eb e madhe e d\u00ebmeve t\u00eb paguara bruto i p\u00ebrket sigurimit motorik me rreth 2,504 milion\u00eb lek\u00eb, apo 75.79% t\u00eb totalit t\u00eb d\u00ebmeve t\u00eb paguara bruto.<\/p>\n\n<p>Rregullorja n\u00eb fuqi penalizon ve\u00e7an\u00ebrisht drejtuesit e automjeteve t\u00eb vjetra dhe me motor\u00eb m\u00eb t\u00eb fuqish\u00ebm, t\u00eb cilat jan\u00eb m\u00eb t\u00eb p\u00ebrhapura n\u00eb Tiran\u00eb dhe qytetet e m\u00ebdha.<\/p>\n<p>Sipas Kontrollit t\u00eb Lart\u00eb t\u00eb Shtetit, flota komb\u00ebtare ka nj\u00eb mosh\u00eb mesatare prej\u00a017\u201318 vitesh\u00a0dhe shumica e mjeteve jan\u00eb me motor mbi\u00a01400 kubik\u00eb, \u00e7ka i p\u00ebrjashton automatikisht nga p\u00ebrfitimi i leht\u00ebsirave.<\/p>\n<p>Kjo do t\u00eb thot\u00eb se edhe n\u00ebse nj\u00eb shofer \u00ebsht\u00eb i rregullt, n\u00eb praktik\u00eb ai vazhdon t\u00eb paguaj\u00eb m\u00eb shum\u00eb p\u00ebr shkak t\u00eb karakteristikave t\u00eb mjetit apo vendbanimit, nj\u00eb mekaniz\u00ebm q\u00eb m\u00eb shum\u00eb nd\u00ebshkon se shp\u00ebrblen.<\/p>\n<p><strong>\u00a9\ufe0fCopyright Gijotina.com<\/strong><\/p>\n<p><strong>Ky artikull \u00ebsht\u00eb ekskluziv i Gijotina.com, g\u00ebzon t\u00eb drejt\u00ebn e autor\u00ebsis\u00eb sipas Ligjit Nr. 35\/2016, \u201cP\u00ebr t\u00eb drejtat e autorit dhe t\u00eb drejtat e lidhura me to\u201d. Shkrimi mund t\u00eb ripublikohet nga mediat e tjera vet\u00ebm duke cituar Gijotina.com dhe n\u00eb fund t\u00eb vendoset linku i burimit, n\u00eb t\u00eb kund\u00ebrt \u00e7do shkel\u00ebs do t\u00eb mbaj\u00eb p\u00ebrgjegj\u00ebsi sipas Nenit 178 t\u00eb Ligjit Nr\/ 35\/2016.<\/strong><\/p>\n<p>The post <a href=\"https:\/\/gijotina.com\/nje-ne-tre-deme-te-papaguara-eshte-i-sigal-raporti-avni-ponari-shton-fitimet-ne-kurriz-te-qytetareve\/\">Nj\u00eb n\u00eb tre d\u00ebme t\u00eb papaguara \u00ebsht\u00eb i SIGAL\/ Raporti: Avni Ponari shton fitimet n\u00eb kurriz t\u00eb qytetar\u00ebve<\/a> appeared first on <a href=\"https:\/\/gijotina.com\/\">GIJOTINA<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>Shoq\u00ebria e sigurimit Sigal UNICA mbledh m\u00eb shum\u00eb t\u00eb ardhura dhe paguan m\u00eb pak d\u00ebmshp\u00ebrblime, sipas raportit t\u00eb AMF p\u00ebr periudh\u00ebn janar maj 2025. Krahasim t\u00eb primeve dhe d\u00ebmeve t\u00eb paguara nga secila kompani n\u00eb treg gjat\u00eb periudh\u00ebs janar-maj 2025 krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb tregon se kompania SIGAL, e [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-30411","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/30411","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/comments?post=30411"}],"version-history":[{"count":0,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/30411\/revisions"}],"wp:attachment":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/media?parent=30411"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/categories?post=30411"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/tags?post=30411"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}