Kredia e biznesit p\u00ebr investime ka p\u00ebsuar r\u00ebnie n\u00eb muajt e par\u00eb t\u00eb k\u00ebtij viti. Sipas t\u00eb dh\u00ebnave t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, p\u00ebr periudh\u00ebn janar-prill kredia e re p\u00ebr investime kishte vler\u00ebn e 24.3 miliard\u00eb lek\u00ebve, n\u00eb r\u00ebnie me 20% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb.<\/p>\n
R\u00ebnia ka ardhur e gjitha nga kredia p\u00ebr investim n\u00eb makineri dhe pajisje, nd\u00ebrkoh\u00eb q\u00eb kredia me q\u00ebllim investimin n\u00eb pasuri t\u00eb paluajtshme ka vazhduar t\u00eb rritet. Kredia p\u00ebr blerjen e makinerive dhe pajisjeve kishte vler\u00ebn e 7 miliard\u00eb lek\u00ebve, n\u00eb r\u00ebnie me 56% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb.<\/p>\n
Pavar\u00ebsisht r\u00ebnies s\u00eb flukseve t\u00eb reja, kredia e biznesit me q\u00ebllim financimin e investimeve ngelet n\u00eb rritje dyshifrore, e shprehur si tepric\u00eb portofoli. N\u00eb fund t\u00eb prillit, portofoli i kredis\u00eb p\u00ebr investime arriti n\u00eb 285.2 miliard\u00eb lek\u00eb, n\u00eb rritje vjetore me 15.5%. Duke qen\u00eb se kredia p\u00ebr investime n\u00eb p\u00ebrgjith\u00ebsi ka afate m\u00eb t\u00eb gjata shlyerjeje dhe amortizimi, ngadal\u00ebsimi i kredis\u00eb s\u00eb re reflektohet m\u00eb ngadal\u00eb n\u00eb ritmet e rritjes s\u00eb portofolit total. Kredia p\u00ebr investime p\u00ebrb\u00ebn af\u00ebrsisht 59% t\u00eb vler\u00ebs totale t\u00eb kredis\u00eb p\u00ebr bizneset, nd\u00ebrsa kredia p\u00ebr pasuri t\u00eb paluajtshme p\u00ebrb\u00ebn rreth 40% t\u00eb portofolit.<\/p>\n
Gjall\u00ebrimi i kredis\u00eb p\u00ebr biznesin, sidomos asaj p\u00ebr investime, i dha shtys\u00ebn kryesore rritjes s\u00eb kreditimit t\u00eb ekonomis\u00eb vitin e kaluar. Shtysa kryesore edhe vitin e kaluar ishte kredia p\u00ebr pasuri t\u00eb paluajtshme. Kjo ka rritur edhe ekspozimin e sektorit bankar kundrejt ecuris\u00eb s\u00eb tregut t\u00eb pasurive t\u00eb paluajtshme. Sipas t\u00eb dh\u00ebnave m\u00eb t\u00eb fundit t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, n\u00eb fund t\u00eb 2024 46% e tepric\u00ebs s\u00eb kredis\u00eb p\u00ebr ekonomin\u00eb ishte e siguruara me prona.<\/p>\n
Banka e Shqip\u00ebris\u00eb reagoi duke aplikuar p\u00ebr her\u00eb t\u00eb par\u00eb nj\u00eb shtes\u00eb kund\u00ebrciklike t\u00eb kapitalit p\u00ebr bankat tregtare, me q\u00ebllim kryesor ngadal\u00ebsimin e rritjes s\u00eb kredis\u00eb p\u00ebr prona.<\/p>\n
T\u00eb dh\u00ebnat paraprake t\u00eb INSTAT treguan se vitin e kaluar ecuria e investimeve n\u00eb ekonomi ishte pozitive. Formimi bruto i kapitalit fiks u rrit mesatarisht me 4.5% p\u00ebr kat\u00ebr tremujorit t\u00eb vitit t\u00eb kaluar, me ritme m\u00eb t\u00eb larta se mesatarja e rritjes ekonomike. Kredia bankare duket se ka dh\u00ebn\u00eb kontribut t\u00eb r\u00ebnd\u00ebsish\u00ebm n\u00eb zgjerimin e investimeve n\u00eb ekonomi.\/ Monitor<\/p>\n
The post Biznesi po merr m\u00eb pak kredi p\u00ebr investime, por huaja p\u00ebr prona vazhdon rritjen<\/a> appeared first on Lapsi.al<\/a>.<\/p>","protected":false},"excerpt":{"rendered":" Kredia e biznesit p\u00ebr investime ka p\u00ebsuar r\u00ebnie n\u00eb muajt e par\u00eb t\u00eb k\u00ebtij viti. Sipas t\u00eb dh\u00ebnave t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, p\u00ebr periudh\u00ebn janar-prill kredia e re p\u00ebr investime kishte vler\u00ebn e 24.3 miliard\u00eb lek\u00ebve, n\u00eb r\u00ebnie me 20% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb. R\u00ebnia ka ardhur e gjitha […]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-24755","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/24755","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/comments?post=24755"}],"version-history":[{"count":0,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/24755\/revisions"}],"wp:attachment":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/media?parent=24755"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/categories?post=24755"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/tags?post=24755"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}