K\u00ebt\u00eb t\u00eb enjte ka hyr\u00eb zyrtarisht n\u00eb fuqi vendimi i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb p\u00ebr t\u00eb kufizuar kredin\u00eb q\u00eb do marrin qytetar\u00ebt p\u00ebr t\u00eb bler\u00eb prona t\u00eb patundshme. Ky vendim \u00ebsht\u00eb i detyruesh\u00ebm p\u00ebr tu zbatuar nga bankat n\u00eb vend duke nisur nga data 1 korriku i k\u00ebtij viti.<\/p>\n
N\u00eb fillim t\u00eb muajit maj K\u00ebshilli Mbik\u00ebqyr\u00ebs i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb vendosi q\u00eb t\u00eb caktoj\u00eb disa limite p\u00ebr vler\u00ebn e kredis\u00eb q\u00eb do mund t\u00eb marrin qytetar\u00ebt.<\/p>\n
Asnj\u00eb bank\u00eb nuk do t\u00eb jap\u00eb kredi p\u00ebr qytetar\u00ebt q\u00eb duan t\u00eb blejn\u00eb sht\u00ebpin\u00eb e par\u00eb m\u00eb shum\u00eb se 85% e vler\u00ebs s\u00eb saj. Pra p\u00ebr kredi n\u00eb lek\u00eb p\u00ebr t\u00eb bler\u00eb nj\u00eb banes\u00eb me vler\u00eb 10 milion\u00eb lek\u00eb banka do t\u00eb financoj\u00eb maksimumi 8.5 milion\u00eb lek\u00eb.<\/p>\n
K\u00ebsti mujor i k\u00ebsaj kredie nuk do t\u00eb jet\u00eb m\u00eb shum\u00eb se 40% e t\u00eb ardhurave mujore t\u00eb qytetarit. Pra n\u00ebse t\u00eb ardhurat mujore jan\u00eb 100 mij\u00eb lek\u00eb n\u00eb muaj, k\u00ebsti nuk duhet t\u00eb jet\u00eb m\u00eb i lart\u00eb se 40 mij\u00eb lek\u00eb.<\/p>\n
Nd\u00ebrsa ata q\u00eb k\u00ebrkojn\u00eb kredi p\u00ebr t\u00eb bler\u00eb nj\u00eb sht\u00ebpi t\u00eb dyt\u00eb vlera e kredis\u00eb q\u00eb do mund t\u00eb marrin kur \u00ebsht\u00eb n\u00eb monedh\u00ebn lek\u00eb do t\u00eb jet\u00eb 80% e vler\u00ebs s\u00eb pron\u00ebs. Praktikisht n\u00ebse prona do ket\u00eb \u00e7mim 10 milion\u00eb lek\u00eb qytetari do t\u00eb marr\u00eb 8 milion\u00eb lek\u00eb kredi. Nd\u00ebrsa k\u00ebsti mujor p\u00ebr k\u00ebt\u00eb kredi t\u00eb dyt\u00eb do t\u00eb jet\u00eb 35% e t\u00eb ardhurave mujore.<\/p>\n
Kufizimet jan\u00eb edhe m\u00eb t\u00eb ulta kur kredia merret n\u00eb monedh\u00eb t\u00eb huaj sipas k\u00ebtij vendimi. Qytetar\u00ebt q\u00eb p\u00ebr t\u00eb bler\u00eb pron\u00ebn e par\u00eb do t\u00eb aplikojn\u00eb p\u00ebr t\u00eb kredi n\u00eb valut\u00eb do t\u00eb marrin vet\u00ebm 75% t\u00eb vler\u00ebs. Pra nj\u00eb pron\u00eb me \u00e7mimi 100 mij\u00eb euro do t\u00eb financohet me 75 mij\u00eb euro kredi maksimumi. Nd\u00ebrsa k\u00ebsti do t\u00eb jet\u00eb 35% t\u00eb vler\u00ebs s\u00eb t\u00eb ardhurave.<\/p>\n
N\u00ebse k\u00ebrkohet kredi n\u00eb valut\u00eb p\u00ebr pron\u00ebn e dyt\u00eb, qytetari s\u2019do marr\u00eb m\u00eb shum\u00eb se 70% t\u00eb vler\u00ebs kredi, dhe k\u00ebsti mujor do t\u00eb jet\u00eb jo m\u00eb shum\u00eb se 30% e t\u00eb ardhurave mujore t\u00eb kredimarr\u00ebsit.<\/p>\n
Kufizimi i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb u nd\u00ebrmor p\u00ebr t\u00eb frenuar shtrenjtimin e pronave q\u00eb sipas bank\u00ebs qendrore \u00ebsht\u00eb nxitur nga rritja e kreditimit. P\u00ebr shkak t\u00eb \u00e7mimeve vet\u00ebm n\u00eb rritje, n\u00eb Shqip\u00ebri po shiten m\u00eb pak apartamente. Sipas shifrave zyrtare vjet u shit\u00ebn 31 mij\u00eb prona nga mbi 35 mij\u00eb prona q\u00eb ishte numri i kontratave n\u00eb vitin 2023. Afro 50% e banesave t\u00eb shitura jan\u00eb bler\u00eb me kredi nga qytetar\u00ebt.<\/p>\n\n
gijotina.com\/<\/strong><\/p>\n The post Nga 1 korriku kufizohen kredit\u00eb p\u00ebr sht\u00ebpi, hyn n\u00eb fuqi vendimi i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb<\/a> appeared first on GIJOTINA<\/a>.<\/p>","protected":false},"excerpt":{"rendered":" K\u00ebt\u00eb t\u00eb enjte ka hyr\u00eb zyrtarisht n\u00eb fuqi vendimi i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb p\u00ebr t\u00eb kufizuar kredin\u00eb q\u00eb do marrin qytetar\u00ebt p\u00ebr t\u00eb bler\u00eb prona t\u00eb patundshme. Ky vendim \u00ebsht\u00eb i detyruesh\u00ebm p\u00ebr tu zbatuar nga bankat n\u00eb vend duke nisur nga data 1 korriku i k\u00ebtij viti. N\u00eb fillim t\u00eb muajit maj K\u00ebshilli Mbik\u00ebqyr\u00ebs […]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-24701","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/24701","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/comments?post=24701"}],"version-history":[{"count":0,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/24701\/revisions"}],"wp:attachment":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/media?parent=24701"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/categories?post=24701"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/tags?post=24701"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}