Gjasht\u00ebmujori i dyt\u00eb i 2024 sh\u00ebnoi nj\u00eb rritje t\u00eb t\u00eb ardhurave mesatare m\u00eb t\u00eb shpejt\u00eb se shpenzimet, duke p\u00ebrmir\u00ebsuar disi bilancin financiar t\u00eb familjeve shqiptare.<\/p>\n
Sipas nj\u00eb vrojtimi t\u00eb fundit t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb rreth 38% e familjeve raportojn\u00eb t\u00eb ardhura mujore nga 50 deri n\u00eb 100 mij\u00eb Lek\u00eb, nd\u00ebrsa 17% arrijn\u00eb n\u00eb nivelin e 100 deri n\u00eb 200 mij\u00eb Lek\u00eb.<\/p>\n
N\u00eb t\u00eb nj\u00ebjt\u00ebn koh\u00eb, \u00ebsht\u00eb v\u00ebn\u00eb re nj\u00eb zhvendosje e ndjeshme drejt niveleve m\u00eb t\u00eb larta edhe p\u00ebr sa i p\u00ebrket shpenzimeve, \u00e7ka tregon nj\u00eb rritje t\u00eb kostove t\u00eb jetes\u00ebs.<\/p>\n
N\u00eb an\u00ebn tjet\u00ebr, niveli i huamarrjes ka r\u00ebn\u00eb ndjesh\u00ebm n\u00eb banka ka r\u00ebn\u00eb ndjesh\u00ebm. Vet\u00ebm 18% e familjeve t\u00eb anketuara deklarojn\u00eb se kan\u00eb hua aktive, nj\u00eb r\u00ebnie prej 6 p\u00ebrqind krahasuar me periudh\u00ebn e m\u00ebparshme.<\/p>\n
Pjesa m\u00eb e madhe e k\u00ebtyre huave jan\u00eb marr\u00eb p\u00ebr q\u00ebllime si blerja ose riparimi i pron\u00ebs dhe zhvillimi i nj\u00eb biznesi.<\/p>\n
Por Banka e Shqip\u00ebris\u00eb thekson se po rritet pesha e huave t\u00eb marra nga burime joformale, si persona fizik\u00eb ose mallra t\u00eb papaguara, t\u00eb cilat p\u00ebrb\u00ebjn\u00eb tashm\u00eb 55% t\u00eb totalit t\u00eb huave.<\/p>\n
Kjo zhvendosje tregon nj\u00eb tendenc\u00eb t\u00eb familjeve p\u00ebr t\u00eb shmangur burokracit\u00eb bankare, por ngre edhe pik\u00ebpyetje mbi sigurin\u00eb dhe transparenc\u00ebn e financimit.<\/p>\n
Sipas vrojtimit kjo tablo ekonomike e familjeve shqiptare sipas bank\u00ebs reflekton nj\u00eb p\u00ebrmir\u00ebsim t\u00eb kujdessh\u00ebm, por edhe nj\u00eb ngurrim p\u00ebr t\u00eb marr\u00eb m\u00eb shum\u00eb rreziqe financiare n\u00eb nj\u00eb periudh\u00eb ku tregjet dhe \u00e7mimet mbeten t\u00eb paq\u00ebndrueshme.<\/p>\n
The post Familjet shqiptare po shmangin kredit\u00eb<\/a> appeared first on Lapsi.al<\/a>.<\/p>","protected":false},"excerpt":{"rendered":" Gjasht\u00ebmujori i dyt\u00eb i 2024 sh\u00ebnoi nj\u00eb rritje t\u00eb t\u00eb ardhurave mesatare m\u00eb t\u00eb shpejt\u00eb se shpenzimet, duke p\u00ebrmir\u00ebsuar disi bilancin financiar t\u00eb familjeve shqiptare. Sipas nj\u00eb vrojtimi t\u00eb fundit t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb rreth 38% e familjeve raportojn\u00eb t\u00eb ardhura mujore nga 50 deri n\u00eb 100 mij\u00eb Lek\u00eb, nd\u00ebrsa 17% arrijn\u00eb n\u00eb nivelin e […]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-21706","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/21706","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/comments?post=21706"}],"version-history":[{"count":0,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/21706\/revisions"}],"wp:attachment":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/media?parent=21706"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/categories?post=21706"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/tags?post=21706"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}