T\u00eb dh\u00ebnat e para t\u00eb publikuara nga Shoqata Shqiptare e Bankave tregojn\u00eb se fitimi neto i sektorit bankar ka p\u00ebsuar r\u00ebnie n\u00eb tremujorin e par\u00eb t\u00eb vitit. Mb\u00ebshtetur n\u00eb raportimet e paaudituara t\u00eb bankave tregtare, sipas Standardeve Nd\u00ebrkomb\u00ebtare t\u00eb Raportimit Financiar (IFRS), fitimi neto i sektorit p\u00ebr 3-mujorin 2025 kishte vler\u00ebn e 8.35 miliard\u00eb lek\u00ebve, n\u00eb r\u00ebnie me 15% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb.<\/p>\n
R\u00ebnia e normave t\u00eb interesit n\u00eb Lek\u00eb dhe n\u00eb Euro duket se ka filluar t\u00eb jap\u00eb efektet e para n\u00eb nj\u00eb korrigjim n\u00eb ulje t\u00eb fitimeve t\u00eb sektorit bankar n\u00eb vend. Ky efekt \u00ebsht\u00eb i duksh\u00ebm p\u00ebr t\u00eb gjitha bankat e sektorit, q\u00eb, pa p\u00ebrjashtim, kan\u00eb raportuar fitime m\u00eb t\u00eb ul\u00ebta krahasuar me 3-mujorin e par\u00eb t\u00eb vitit t\u00eb kaluar.<\/p>\n
Bankat qendrore vitin e kaluar nis\u00ebn uljen e normave t\u00eb interesit dhe kjo \u00ebsht\u00eb reflektuar n\u00eb kthimet prej instrumenteve ku bankat investojn\u00eb asetet e tyre.<\/p>\n
Treguesi kryesor benchmark p\u00ebr Euron, Euribori 12-mujor, aktualisht ka zbritur pran\u00eb nivelit t\u00eb 2%, nga pothuajse 3.7% q\u00eb ishte nj\u00eb vit m\u00eb par\u00eb. Nd\u00ebrsa yield-i mesatar i bonove 12-mujore n\u00eb Lek\u00eb ka r\u00ebn\u00eb n\u00eb 2.78%, nga 3.66% q\u00eb kishte qen\u00eb nj\u00eb vit m\u00eb par\u00eb. R\u00ebnia e treguesve benchmark p\u00ebrcillet direkt n\u00eb normat e kredive me norma t\u00eb ndryshueshme interesi t\u00eb bankave tregtare.<\/p>\n
Banka m\u00eb e madhe n\u00eb vend, BKT, edhe n\u00eb tremujorin e par\u00eb kryeson renditjen e fitimeve, me nj\u00eb vler\u00eb prej 2.35 miliard\u00eb lek\u00ebsh, por n\u00eb r\u00ebnie me 6.2% krahasuar me tremujorin e par\u00eb t\u00eb vitit t\u00eb kaluar.<\/p>\n
Vijon Raiffeisen Bank, me fitim neto n\u00eb vler\u00ebn e af\u00ebrsisht 2 miliard\u00eb lek\u00ebve (n\u00eb r\u00ebnie vjetore me 7.4%), OTP Albania, me 1.17 miliard\u00eb lek\u00eb (13.5% m\u00eb pak krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb), Intesa Sanpaolo, me 758 milion\u00eb lek\u00eb (19.5% m\u00eb pak krahasuar me tremujorin I 2024), Banka Amerikane e Investimeve (ABI Bank), me 638 milion\u00eb lek\u00eb (5.2% m\u00eb pak krahasuar me nj\u00eb vit m\u00ebe par\u00eb), Tirana Bank, me 667 milion\u00eb lek\u00eb (5.8% m\u00eb pak krahasuar me nj\u00eb vit m\u00eb par\u00eb), Credins Bank, me 371 milion\u00eb lek\u00eb (31.8% m\u00eb pak krahasuar me nj\u00eb vit m\u00eb par\u00eb), Union Bank, me 324 milion\u00eb lek\u00eb (33.7% m\u00eb pak krahasuar me nj\u00eb vit m\u00eb par\u00eb), Banka e Par\u00eb e Investimeve (Fibank), me 258 milion\u00eb lek\u00eb (19.9% m\u00eb pak krahasuar me nj\u00eb vit m\u00eb par\u00eb), ProCredit Bank, me 2 milion\u00eb lek\u00eb (95.7% m\u00eb pak se nj\u00eb vit m\u00eb par\u00eb).<\/p>\n
Banka e Bashkuar e Shqip\u00ebris\u00eb (UBA) e ka mbyllur tremujorin e par\u00eb t\u00eb viti me humbje, n\u00eb vler\u00ebn e 198 milion\u00eb lek\u00ebve, nd\u00ebrsa nj\u00eb vit m\u00eb par\u00eb raportonte fitim neto p\u00ebr 85 milion\u00eb lek\u00eb. Megjithat\u00eb, raportimet e UBA n\u00eb t\u00eb dyja rastet jan\u00eb b\u00ebr\u00eb sipas standardeve lokale t\u00eb mbik\u00ebqyrjes, t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb dhe jo sipas IFRS-ve.<\/p>\n
P\u00ebr sa i takon kthimit nga kapitali aksioner, renditja kryesohet nga Raiffeisen Bank, me 24.46%, e ndjekur nga ABI Bank, me 20.53%, BKT, me 17.83%, OTP Albania, me 17.12%, Tirana Bank, me 16.28%, Fibank, me 15.1%, Union Bank, me 13.68%, Intesa Sanpaolo, me 13.08%, Credins Bank, me 5.94%, ProCredit Bank, me 0.2% dhe UBA, me -19.77%.\/ Monitor<\/p>\n
The post Fitimi i sektorit bankar ra me 15% p\u00ebr tremujorin e par\u00eb t\u00eb vitit<\/a> appeared first on Lapsi.al<\/a>.<\/p>","protected":false},"excerpt":{"rendered":" T\u00eb dh\u00ebnat e para t\u00eb publikuara nga Shoqata Shqiptare e Bankave tregojn\u00eb se fitimi neto i sektorit bankar ka p\u00ebsuar r\u00ebnie n\u00eb tremujorin e par\u00eb t\u00eb vitit. Mb\u00ebshtetur n\u00eb raportimet e paaudituara t\u00eb bankave tregtare, sipas Standardeve Nd\u00ebrkomb\u00ebtare t\u00eb Raportimit Financiar (IFRS), fitimi neto i sektorit p\u00ebr 3-mujorin 2025 kishte vler\u00ebn e 8.35 miliard\u00eb lek\u00ebve, […]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-19884","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/19884","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/comments?post=19884"}],"version-history":[{"count":0,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/19884\/revisions"}],"wp:attachment":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/media?parent=19884"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/categories?post=19884"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/tags?post=19884"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}