Kredia p\u00ebr biznesin e madh po rritet me rit\u00ebm t\u00eb shpejt\u00eb. Sipas statistikave t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, n\u00eb fund t\u00eb muajit gusht, kredia p\u00ebr k\u00ebt\u00eb segment arriti vler\u00ebn e 246 miliard\u00eb lek\u00ebve.<\/p>\n
N\u00eb nj\u00eb vit, kredia p\u00ebr korporatat \u00ebsht\u00eb rritur me 46 miliard\u00eb lek\u00eb ose 23%. Ky rit\u00ebm rritjeje \u00ebsht\u00eb pothuajse dy her\u00eb m\u00eb i lart\u00eb se rritja mesatare e kredis\u00eb p\u00ebr ekonomin\u00eb.<\/p>\n
T\u00eb dh\u00ebnat e detajuara tregojn\u00eb se norma m\u00eb e lart\u00eb e rritjes s\u00eb kredis\u00eb p\u00ebr biznesin e madh regjistrohet n\u00eb segmentin e kredive afatgjata, q\u00eb zakonisht kan\u00eb si q\u00ebllim financimin e projekteve t\u00eb reja t\u00eb investimit.<\/p>\n
Kredia afatgjat\u00eb n\u00eb fund t\u00eb gushtit rezultonte n\u00eb rritje vjetore me m\u00eb shum\u00eb se 36%, p\u00ebr nj\u00eb vler\u00eb totale prej 111 miliard\u00eb lek\u00ebsh. Rritja e kredis\u00eb afatgjat\u00eb duket se i detyrohet sidomos rritjes s\u00eb shpejt\u00eb t\u00eb financimeve p\u00ebr pasuri t\u00eb paluajtshme. N\u00eb fund t\u00eb gushtit, rritja vjetore e portofolit t\u00eb kredis\u00eb p\u00ebr pasuri t\u00eb paluajtshme p\u00ebr bizneset arriti n\u00eb 56%.<\/p>\n
Kredit\u00eb p\u00ebr biznesin dhe n\u00eb ve\u00e7anti ekspozimet e m\u00ebdha n\u00eb segmentin e korporatave dhan\u00eb ndikimin kryesor n\u00eb kriz\u00ebn e kredive me probleme, q\u00eb kulmoi n\u00eb vitin 2015.<\/p>\n
Edhe p\u00ebr k\u00ebt\u00eb arsye, n\u00eb dekad\u00ebn e fundit bankat jan\u00eb p\u00ebrpjekur t\u00eb ulin gradualisht ekspozimet e m\u00ebdha, duke vendosur fokus n\u00eb rritjen e kreditimit n\u00eb segmentin me pakic\u00eb. Megjithat\u00eb, n\u00eb dy vitet e fundit po v\u00ebrehet nj\u00eb tendenc\u00eb n\u00eb rritje p\u00ebr t\u00eb marr\u00eb p\u00ebrsip\u00ebr ekspozime n\u00eb vlera t\u00eb m\u00ebdha te klient\u00ebt korporativ\u00eb.<\/p>\n
Rritja e kredis\u00eb p\u00ebr korporatat p\u00ebrfshin edhe ekspozime n\u00eb vlera mjaft t\u00eb m\u00ebdha te huamarr\u00ebs t\u00eb ve\u00e7ant\u00eb, q\u00eb n\u00eb disa raste po jepen n\u00eb bashk\u00ebpunim mes bankave, duke p\u00ebrdorur instrumentin e kredive sindikale. K\u00ebt\u00eb ver\u00eb, kat\u00ebr banka tregtare shqiptare kan\u00eb firmosr me me kompanin\u00eb Ayen AS Energji kontrat\u00ebn kredin\u00eb m\u00eb t\u00eb madhe sindikale n\u00eb historin\u00eb e sektorit bankar shqiptar.<\/p>\n
Raiffeisen Bank (banka udh\u00ebheq\u00ebse e sindikat\u00ebs), Banka OTP Albania, Banka Intesa Sanpaolo Shqip\u00ebri dhe Tirana Bank do t\u00eb disbursojn\u00eb nj\u00eb kredi n\u00eb vler\u00ebn e 110 milion\u00eb eurove n\u00eb favor t\u00eb kompanis\u00eb koncesionare t\u00eb sektorit energjetik. Q\u00ebllimi i kredis\u00eb do t\u00eb jet\u00eb rifinancimi i nj\u00eb kredie ekzistuese q\u00eb kompania n\u00eb fjal\u00eb ka marr\u00eb nga banka turke T\u00fcrkiye \u0130\u015f Bankasi (\u0130\u015f Bank).<\/p>\n
Banka Intesa Sanpaolo gjithashtu ka vendosur t\u00eb financoj\u00eb e vetme nj\u00eb kredi prej 26 milion\u00eb eurosh p\u00ebr grupin Balfin, me q\u00ebllim nd\u00ebrtimin Mgallery Hotel n\u00eb Palas\u00eb. Projekti do t\u00eb mb\u00ebshtetet megjithat\u00eb edhe nga banka Europiane p\u00ebr Rind\u00ebrtim dhe Zhvillim, q\u00eb ka marr\u00eb p\u00ebrsip\u00ebr ndarjen e riskut me bank\u00ebn huadh\u00ebn\u00ebse, deri n\u00eb 50% t\u00eb shum\u00ebs s\u00eb investimit.<\/p>\n
Vitin e kaluar, Banka Amerikane e Investimeve, Tirana Bank dhe Union Bank miratuan nj\u00eb linj\u00eb kredie t\u00eb p\u00ebrbashk\u00ebt shoq\u00ebrin\u00eb Dragobia Energy, n\u00eb pron\u00ebsi t\u00eb Gener 2, subjekti kontraktor p\u00ebr nd\u00ebrtimin e rrug\u00ebs Thuman\u00eb-Kashar. Kredia kishte fillimisht vler\u00ebn e 26 milion eurove, nd\u00ebrsa n\u00eb mars t\u00eb k\u00ebtij viti pal\u00ebt n\u00ebnshkruan edhe nj\u00eb shtes\u00eb prej 4 milion\u00eb eurosh n\u00eb kontrat\u00ebn e huas\u00eb.<\/p>\n
Dragobia Energy do t\u2019i p\u00ebrdor\u00eb fondet e kredis\u00eb si borxh p\u00ebr aksionerin e vet, me q\u00ebllim financimin e punimeve p\u00ebr nd\u00ebrtimin e rrug\u00ebs Thuman\u00eb-Kashar.<\/p>\n
Nd\u00ebrkoh\u00eb n\u00eb vitin 2021, Intesa Sanpaolo Bank Albania, OTP Albania dhe Tirana Bank financuan nj\u00eb kredi t\u00eb p\u00ebrbashk\u00ebt prej 26 milion\u00eb eurosh shoq\u00ebrin\u00eb koncesionare \u201cOrikum-Llogara\u201d.<\/p>\n
Edhe n\u00eb rastin kur kredit\u00eb sh\u00ebrbejn\u00eb p\u00ebr t\u00eb financuar projekte t\u00eb Partneritetit Publik-Privat (PPP-ve), qeveria shqiptare nuk ofron garanci sovrane, ndaj bankat duhet ta marr\u00eb vet\u00eb p\u00ebrsip\u00ebr rrezikun e kredis\u00eb.\/MONITOR<\/p>\n
The post Kredia p\u00ebr biznesin e madh rritet\/ Arriti vler\u00ebn e 246 miliard\u00eb lek\u00ebve<\/a> appeared first on Lapsi.al<\/a>.<\/p>","protected":false},"excerpt":{"rendered":" Kredia p\u00ebr biznesin e madh po rritet me rit\u00ebm t\u00eb shpejt\u00eb. Sipas statistikave t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, n\u00eb fund t\u00eb muajit gusht, kredia p\u00ebr k\u00ebt\u00eb segment arriti vler\u00ebn e 246 miliard\u00eb lek\u00ebve. N\u00eb nj\u00eb vit, kredia p\u00ebr korporatat \u00ebsht\u00eb rritur me 46 miliard\u00eb lek\u00eb ose 23%. Ky rit\u00ebm rritjeje \u00ebsht\u00eb pothuajse dy her\u00eb m\u00eb i […]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1779","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/1779","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/comments?post=1779"}],"version-history":[{"count":0,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/1779\/revisions"}],"wp:attachment":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/media?parent=1779"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/categories?post=1779"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/tags?post=1779"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}