{"id":1464,"date":"2024-09-29T06:45:13","date_gmt":"2024-09-29T06:45:13","guid":{"rendered":"https:\/\/zennihost.com\/test\/2024\/09\/29\/rreziku-i-flluskes-analiza-si-po-maturohet-ndertimi\/"},"modified":"2024-09-29T06:45:13","modified_gmt":"2024-09-29T06:45:13","slug":"rreziku-i-flluskes-analiza-si-po-maturohet-ndertimi","status":"publish","type":"post","link":"https:\/\/zennihost.com\/test\/2024\/09\/29\/rreziku-i-flluskes-analiza-si-po-maturohet-ndertimi\/","title":{"rendered":"\u201cRreziku i fllusk\u00ebs!\u201d Analiza: Si po maturohet nd\u00ebrtimi"},"content":{"rendered":"<p>A \u00ebsht\u00eb ky kulmi i ciklit t\u00eb dyt\u00eb t\u00eb nd\u00ebrtimit?! Viti 2023 i dha disa sinjale. \u00c7mimet jan\u00eb rritur me shpejt\u00ebsi, duke frenuar k\u00ebrkes\u00ebn. N\u00eb qend\u00ebr, apartamentet kan\u00eb arritur n\u00eb nj\u00eb pik\u00eb t\u00eb lart\u00eb prej 4-6 mij\u00eb euro\/m\u00b2 dhe brenda unaz\u00ebs n\u00eb 2000-2500 euro\/m\u00b2. Shtrenjtimi i qendr\u00ebs, zhvendosi k\u00ebrkes\u00ebn m\u00eb n\u00eb periferi, duke t\u00ebrhequr nj\u00eb val\u00eb t\u00eb re rritje \u00e7mimesh. Tashm\u00eb apartamenti m\u00eb i lir\u00eb n\u00eb Tiran\u00eb kushton mesatarisht 1000-1200 euro\/m\u00b2. Por, projektet e reja nuk pritet t\u00eb ndalen<\/p>\n<p>N\u00eb dekadat e tranzicionit, nd\u00ebrtimi ka njohur dy cikle. I pari nisi pas vitit 1997, teksa l\u00ebvizjet e popullsis\u00eb nxit\u00ebn nd\u00ebrtime masive n\u00eb qytetet e qendr\u00ebs s\u00eb vendit, kryesisht n\u00eb kryeqytet. Rritja ishte e shpejt\u00eb deri n\u00eb vitin 2003-2005, me sektorin q\u00eb arriti n\u00eb 15% t\u00eb Prodhimit t\u00eb Brendsh\u00ebm Bruto (PBB).<\/p>\n<p>N\u00eb vitet n\u00eb vijim, rritja e shpejt\u00eb e \u00e7mimeve e frenoi sektorin, q\u00eb kaloi n\u00eb nj\u00eb faz\u00eb maturimi q\u00eb zgjati deri n\u00eb 2008-2009. Pas k\u00ebsaj periudhe, e p\u00ebrkeq\u00ebsuar nga ndikimi i kriz\u00ebs bot\u00ebrore financiare n\u00eb sektorin bankar t\u00eb vendit, nd\u00ebrtimi hyri n\u00eb faz\u00eb r\u00ebnieje, duke zbritur posht\u00eb 9% t\u00eb PBB-s\u00eb n\u00eb 2014.<\/p>\n<p>Por me kthimin e tendenc\u00ebs n\u00eb rritje t\u00eb sektorit pas 2015 dhe shtimit t\u00eb presionit t\u00eb taksimit n\u00eb koston e nd\u00ebrtimit, \u00e7mimet ishin dyfishuar, nga rreth 400-500 euro\/m\u00b2 n\u00eb periudh\u00ebn e kriz\u00ebs s\u00eb 2010-s n\u00eb 1000-1200 euro\/m\u00b2 n\u00eb vitin 2016.<\/p>\n<p>Pas 2016-s, sektori filloi s\u00ebrish zgjerimin, i nxitur nga dh\u00ebnia e lejeve t\u00eb nd\u00ebrtimit n\u00eb kryeqytet. Ndon\u00ebse n\u00eb raport me PBB-n\u00eb ndryshimi nuk ishte shum\u00eb i fort\u00eb, p\u00ebr shkak t\u00eb rritjes m\u00eb t\u00eb shpejt\u00eb t\u00eb aktiviteteve t\u00eb tjera, n\u00eb vler\u00eb \u00ebsht\u00eb shum\u00eb m\u00eb i lart\u00eb p\u00ebr shkak t\u00eb \u00e7mimeve t\u00eb shtrenjta.<\/p>\n<p>N\u00eb vitin 2023, sektori ka arritur nivelin m\u00eb t\u00eb lart\u00eb q\u00eb nga 2014-a, duke e kaluar 10% t\u00eb PBB-s\u00eb, me vler\u00eb prej 235 miliard\u00eb lek\u00ebsh n\u00eb sektorin e nd\u00ebrtimit dhe 136 miliard\u00eb lek\u00eb p\u00ebr aktivitetin e pasurive t\u00eb paluajtshme, p\u00ebr nj\u00eb total prej rreth 372 miliard\u00eb lek\u00ebsh (3.7 miliard\u00eb euro).<\/p>\n<p>A \u00ebsht\u00eb ky kulmi i ciklit t\u00eb dyt\u00eb t\u00eb nd\u00ebrtimit?! Viti 2023 i dha disa sinjale. \u00c7mimet jan\u00eb rritur me shpejt\u00ebsi, duke frenuar k\u00ebrkes\u00ebn. N\u00eb qend\u00ebr, apartamentet kan\u00eb arritur n\u00eb nj\u00eb pik\u00eb t\u00eb lart\u00eb prej 4-6 mij\u00eb euro\/m\u00b2 dhe brenda unaz\u00ebs n\u00eb 2000-2500 euro\/m\u00b2.<\/p>\n<p>Shtrenjtimi i qendr\u00ebs, zhvendosi k\u00ebrkes\u00ebn m\u00eb n\u00eb periferi, duke t\u00ebrhequr nj\u00eb val\u00eb t\u00eb re rritje \u00e7mimesh. Tashm\u00eb apartamenti m\u00eb i lir\u00eb n\u00eb Tiran\u00eb kushton mesatarisht 1000-1200 euro\/m\u00b2.<\/p>\n<p>Valuta informale ka qen\u00eb nj\u00eb faktor i r\u00ebnd\u00ebsish\u00ebm q\u00eb ka nxitur tregun e nd\u00ebrtimit dhe pasurive t\u00eb paluajtshme, por hetimet e SPAK i kan\u00eb \u201ctrembur\u201d k\u00ebto hyrje, sipas deklarimeve nga agjent\u00ebt e pasurive t\u00eb paluajtshme.<\/p>\n<p>T\u00eb dh\u00ebnat nga Agjencia Shtet\u00ebrore e Kadastr\u00ebs (ASHK) treguan se numri i transaksioneve t\u00eb shitblerjeve t\u00eb pasurive t\u00eb paluajtshme p\u00ebsoi r\u00ebnie vitin e kaluar.<\/p>\n<p>T\u00eb dh\u00ebnat e ASHK-s\u00eb tregojn\u00eb se u regjistruan gjithsej 35.690 transaksione t\u00eb shitblerjes s\u00eb pasurive t\u00eb paluajtshme, n\u00eb r\u00ebnie me 5.8% krahasuar me nj\u00eb vit m\u00eb par\u00eb. Nj\u00eb shif\u00ebr e till\u00eb d\u00ebshmon se tregu i pronave ka p\u00ebsuar frenim vitin e kaluar.<\/p>\n<p>Edhe n\u00eb kryeqytet, numri i transaksioneve t\u00eb shitblerjeve t\u00eb pasurive t\u00eb paluajtshme n\u00eb Tiran\u00eb, p\u00ebsoi r\u00ebnie p\u00ebr t\u00eb dytin vit radhazi n\u00eb 2023. N\u00eb ASHK u regjistruan 20,959 shitblerje, n\u00eb r\u00ebnie me 20%, krahasuar me vitin 2022, duke dh\u00ebn\u00eb nj\u00eb sinjal t\u00eb qart\u00eb p\u00ebr nj\u00eb ndryshim t\u00eb tendenc\u00ebs n\u00eb sektor.<\/p>\n<p>Pesha q\u00eb z\u00eb Tirana n\u00eb tregun e pasurive t\u00eb paluajtshme \u00ebsht\u00eb e konsiderueshme. N\u00eb kryeqytet n\u00eb vitin 2023, u kryen mbi 80% e totalit t\u00eb transaksioneve t\u00eb pronave.<\/p>\n<p>Sinjalet nga tregu jan\u00eb q\u00eb edhe k\u00ebrkesa e t\u00eb huajve p\u00ebr prona po bie, si rrjedhoj\u00eb e shtrenjtimit t\u00eb shpejt\u00eb t\u00eb tyre. Vitet e fundit, apartamentet n\u00eb bregdet, sidomos n\u00eb Jug njoh\u00ebn rritje dyshifrore t\u00eb \u00e7mimeve, p\u00ebr shkak t\u00eb k\u00ebrkes\u00ebs s\u00eb lart\u00eb.<\/p>\n<p>\u00c7mimet maksimale t\u00eb shitjes s\u00eb apartamenteve n\u00eb bregdet kan\u00eb arritur deri n\u00eb 4,000 euro\/m\u00b2, kurse p\u00ebr sa u p\u00ebrket \u00e7mimeve t\u00eb vilave, p\u00ebrmenden edhe vlera prej 2 milion\u00eb eurosh, sipas agjent\u00ebve t\u00eb pasurive t\u00eb paluajtshme.<\/p>\n<p>N\u00eb Sarand\u00eb, rritja e shpejt\u00eb e \u00e7mimeve po sjell r\u00ebnie t\u00eb shitjeve me 50%, por frenimi i k\u00ebrkes\u00ebs po ndihet dhe n\u00eb zonat e tjera, p\u00ebrfshi Durr\u00ebsin, q\u00eb \u00ebsht\u00eb m\u00eb i lir\u00eb.<\/p>\n<p>N\u00eb vitin 2023, blerjet e t\u00eb huajve \u201cfurnizuan\u201d rreth nj\u00eb t\u00eb pest\u00ebn e transaksioneve, sipas t\u00eb dh\u00ebnave nga Banka e Shqip\u00ebris\u00eb p\u00ebr blerjet e t\u00eb huajve (325 milion\u00eb euro) dhe totalit t\u00eb transaksioneve t\u00eb pasurive t\u00eb paluajtshme, sipas INSTAT (1.36 miliard\u00eb euro).<\/p>\n<p>Me kredin\u00eb p\u00ebr pasurit\u00eb e paluajtshme q\u00eb ka arritur n\u00eb 26% t\u00eb s\u00eb gjith\u00eb huas\u00eb s\u00eb dh\u00ebn\u00eb n\u00eb vend, Banka e Shqip\u00ebris\u00eb ka shfaqur shenjat e para t\u00eb shqet\u00ebsimit. M\u00eb her\u00ebt gjat\u00eb k\u00ebtij viti, institucioni qendror ka shtuar k\u00ebrkesat p\u00ebr kapital p\u00ebr bankat.<\/p>\n<p>N\u00eb korrik, Banka e Shqip\u00ebris\u00eb vendosi q\u00eb norma e shtes\u00ebs kund\u00ebrciklike t\u00eb kapitalit (KUNC) p\u00ebr Shqip\u00ebrin\u00eb do t\u00eb jet\u00eb 0.25 pik\u00eb p\u00ebr qind, nga zero q\u00eb parashikohej n\u00eb vendimin e m\u00ebparsh\u00ebm.<\/p>\n<p>T\u00eb gjitha bankat tregtare n\u00eb Shqip\u00ebri duhet ta plot\u00ebsojn\u00eb k\u00ebt\u00eb shtes\u00eb pas nj\u00eb viti, duke filluar nga data 30 qershor 2025.<\/p>\n<p>Nj\u00eb nga elementet q\u00eb ndikoi n\u00eb k\u00ebt\u00eb vendim lidhet me treguesin e paralajm\u00ebrimit t\u00eb hersh\u00ebm (TPHP) dhe q\u00eb sinjalizojn\u00eb zhvillimet n\u00eb kreditim dhe n\u00eb aktivet jofinanciare, konkretisht n\u00eb tregun e pasurive t\u00eb paluajtshme. Ky vendim u mir\u00ebprit dhe nga Fondi Monetar Nd\u00ebrkomb\u00ebtar.<\/p>\n<p>Zhvillimet demografike prej vitesh nuk jan\u00eb n\u00eb favor t\u00eb tregut t\u00eb pasurive t\u00eb paluajtshme. T\u00eb dh\u00ebnat e fundit t\u00eb Censit gjet\u00ebn se popullsia e Shqip\u00ebris\u00eb n\u00eb dekad\u00ebn e fundit \u00ebsht\u00eb zvog\u00ebluar me 420 mij\u00eb banor\u00eb, ose rreth 14% m\u00eb pak.<\/p>\n<p>Edhe gjetjet e tjera nuk jan\u00eb optimiste: Rreth 40% e apartamenteve rezultojn\u00eb t\u00eb jen\u00eb bosh; grupmosha 15-19 vje\u00e7 \u00ebsht\u00eb p\u00ebrgjysmuar n\u00eb nj\u00eb dekad\u00eb; numri i grave n\u00eb mosh\u00eb riprodhimi ka r\u00ebn\u00eb 28.4% nga 2011-2023, q\u00eb paralajm\u00ebron nj\u00eb tkurrje t\u00eb m\u00ebtejshme t\u00eb lindjeve.<\/p>\n<p>Bashkia e Tiran\u00ebs, m\u00eb e madhja n\u00eb vend, e cila \u00ebsht\u00eb nj\u00eb qend\u00ebr graviteti n\u00eb krahasim me t\u00eb tjerat p\u00ebr emigracionin e brendsh\u00ebm, \u00ebsht\u00eb shtuar vet\u00ebm me 40.7 mij\u00eb banor\u00eb nga viti 2011 deri m\u00eb 2023.<\/p>\n<p>Kjo rritje faktike e popullsis\u00eb s\u00eb kryeqytetit nuk \u00ebsht\u00eb nj\u00eb lajm i mir\u00eb p\u00ebr nd\u00ebrtuesit n\u00eb kryeqytet, t\u00eb cil\u00ebt kan\u00eb nd\u00ebrtuar p\u00ebr projeksione t\u00eb gabuara deri m\u00eb tani me t\u00eb dh\u00ebna q\u00eb Tirana rritet me 20-25 mij\u00eb banor\u00eb n\u00eb vit.<\/p>\n<p>Maturimi n\u00eb fakt duket se ka filluar. Rritja e aktivitetit t\u00eb pasurive t\u00eb paluajtshme \u00ebsht\u00eb ngadal\u00ebsuar ndjesh\u00ebm n\u00eb tremujorin e par\u00eb t\u00eb k\u00ebtij viti, sipas t\u00eb dh\u00ebnave t\u00eb fundit nga INSTAT p\u00ebr Prodhimin e Brendsh\u00ebm Bruto.<\/p>\n<p>T\u00eb dh\u00ebnat e INSTAT b\u00ebjn\u00eb t\u00eb ditur se aktiviteti i pasurive t\u00eb paluajtshme u rrit me 5.9% me baz\u00eb vjetore n\u00eb tremujorin e par\u00eb t\u00eb k\u00ebtij viti. Ritmet e rritjes jan\u00eb p\u00ebrgjysmuar n\u00eb krahasim me 2023, kur kulmuan n\u00eb 11.3%, niveli m\u00eb i lart\u00eb n\u00eb t\u00eb pakt\u00ebn nj\u00eb dekad\u00eb.<\/p>\n<p>Ndryshe nga aktiviteti i pasurive t\u00eb paluajtshme, sektori i nd\u00ebrtimit ka vijuar rritjen e fort\u00eb, duke sinjalizuar, p\u00ebr her\u00eb t\u00eb par\u00eb n\u00eb k\u00ebto dy vitet e fundit, p\u00ebr nj\u00eb mosp\u00ebrputhje t\u00eb k\u00ebrkes\u00ebs me ofert\u00ebn. Nd\u00ebrtimi u rrit me 14% n\u00eb janar-mars 2024, nga 9.8% q\u00eb ishte zgjerimi vitin e kaluar.<\/p>\n<p><strong>Ka apo nuk ka k\u00ebrkes\u00eb, rritja do t\u00eb vazhdoj\u00eb<\/strong><\/p>\n<p>P\u00ebrkundrejt tendenc\u00ebs tkurr\u00ebse t\u00eb popullsis\u00eb dhe frenimit t\u00eb k\u00ebrkes\u00ebs si rrjedhoj\u00eb e \u00e7mimeve t\u00eb larta e r\u00ebnies s\u00eb fuqis\u00eb bler\u00ebse, tregu nuk pritet t\u00eb ndalet. N\u00eb vitin 2022, sip\u00ebrfaqja e lejeve t\u00eb nd\u00ebrtimit arriti nivel rekord n\u00eb dekad\u00ebn e fundit dhe k\u00ebto nd\u00ebrtime jan\u00eb ende n\u00eb proces.<\/p>\n<p>Ndon\u00ebse k\u00ebrkesa nuk duket se premton shum\u00eb, kompanit\u00eb e nd\u00ebrtimit nuk t\u00ebrhiqen, sidomos n\u00eb kryeqytet.<\/p>\n<p>Sipas t\u00eb dh\u00ebnave t\u00eb INSTAT, n\u00eb vitin 2022, sip\u00ebrfaqja e dh\u00ebn\u00eb p\u00ebr leje nd\u00ebrtimi p\u00ebr banesa ishte rreth 1.8 milion\u00eb m2, niveli m\u00eb i lart\u00eb rekord. N\u00eb vitin 2023, lejet ishin me r\u00ebnie, por nd\u00ebrkoh\u00eb projekte t\u00eb reja t\u00eb m\u00ebdha jan\u00eb paralajm\u00ebruar.<\/p>\n<p>Jan\u00eb t\u00eb pakt\u00ebn 8 projekte zhvillimore, q\u00eb parashikojn\u00eb ngritjen e kullave q\u00eb do t\u00eb ken\u00eb deri n\u00eb 65 kate dhe nj\u00eb tjet\u00ebr projekt 100 kate, i prezantuar s\u00eb fundmi, i cili nuk e ka marr\u00eb ende lejen e zhvillimit.<\/p>\n<p>Krahas projekteve q\u00eb po ngrihen mbi truall privat, edhe vet\u00eb qeveria planifikon t\u00eb jap\u00eb p\u00ebr zhvillim disa hap\u00ebsira q\u00eb i ka n\u00eb pron\u00ebsi, t\u00eb cilat i kan\u00eb kaluar tashm\u00eb Korporat\u00ebs s\u00eb Investimeve, q\u00eb pritet t\u00eb b\u00ebj\u00eb publike planet e saj p\u00ebr k\u00ebto prona.<\/p>\n<p>N\u00eb qershor, Agjencia Komb\u00ebtare e Planifikimit t\u00eb Territorit hapi tenderin me objekt \u201cEnergjizimi i qyteteve: Zhvillimi inovativ i pron\u00ebs publike\u201d.<\/p>\n<p>Kjo procedur\u00eb k\u00ebrkon t\u00eb afroj\u00eb pran\u00eb vetes projektide q\u00eb synojn\u00eb t\u00eb zhvillojn\u00eb pron\u00ebn publike, n\u00eb bashk\u00ebpunim me sektorin privat, ku n\u00eb fund, p\u00ebrfitimi q\u00eb do t\u00eb marrin institucionet jan\u00eb zyra.\/ Monitor<\/p>\n<p>The post <a href=\"https:\/\/lapsi.al\/2024\/09\/29\/rreziku-i-flluskes-analiza-si-po-maturohet-ndertimi\/\">\u201cRreziku i fllusk\u00ebs!\u201d Analiza: Si po maturohet nd\u00ebrtimi<\/a> appeared first on <a href=\"https:\/\/lapsi.al\/\">Lapsi.al<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>A \u00ebsht\u00eb ky kulmi i ciklit t\u00eb dyt\u00eb t\u00eb nd\u00ebrtimit?! Viti 2023 i dha disa sinjale. \u00c7mimet jan\u00eb rritur me shpejt\u00ebsi, duke frenuar k\u00ebrkes\u00ebn. N\u00eb qend\u00ebr, apartamentet kan\u00eb arritur n\u00eb nj\u00eb pik\u00eb t\u00eb lart\u00eb prej 4-6 mij\u00eb euro\/m\u00b2 dhe brenda unaz\u00ebs n\u00eb 2000-2500 euro\/m\u00b2. Shtrenjtimi i qendr\u00ebs, zhvendosi k\u00ebrkes\u00ebn m\u00eb n\u00eb periferi, duke t\u00ebrhequr nj\u00eb [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1464","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/1464","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/comments?post=1464"}],"version-history":[{"count":0,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/1464\/revisions"}],"wp:attachment":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/media?parent=1464"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/categories?post=1464"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/tags?post=1464"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}