{"id":103614,"date":"2026-11-10T06:48:13","date_gmt":"2026-11-10T06:48:13","guid":{"rendered":"https:\/\/zennihost.com\/test\/2026\/11\/10\/blerja-e-nje-banese-tani-kushton-76-per-qind-me-e-shtrenjte-ne-raport-me-te-ardhurat-se-para-10-vitesh\/"},"modified":"2026-11-10T06:48:13","modified_gmt":"2026-11-10T06:48:13","slug":"blerja-e-nje-banese-tani-kushton-76-per-qind-me-e-shtrenjte-ne-raport-me-te-ardhurat-se-para-10-vitesh","status":"publish","type":"post","link":"https:\/\/zennihost.com\/test\/2026\/11\/10\/blerja-e-nje-banese-tani-kushton-76-per-qind-me-e-shtrenjte-ne-raport-me-te-ardhurat-se-para-10-vitesh\/","title":{"rendered":"Blerja e nj\u00eb banese tani kushton 76 p\u00ebr qind m\u00eb e shtrenjt\u00eb n\u00eb raport me t\u00eb ardhurat se para 10 vitesh"},"content":{"rendered":"<p>P\u00ebr nj\u00eb individ, familje apo t\u00eb ri q\u00eb k\u00ebrkon t\u00eb blej\u00eb nj\u00eb sht\u00ebpi sot, blerja e nj\u00eb banese \u00ebsht\u00eb b\u00ebr\u00eb shum\u00eb m\u00eb e v\u00ebshtir\u00eb se pes\u00eb apo dhjet\u00eb vjet m\u00eb par\u00eb.<\/p>\n<p>\u00c7mimet e apartamenteve jan\u00eb rritur me ritme shum\u00eb m\u00eb t\u00eb shpejta se t\u00eb ardhurat e familjeve, duke e b\u00ebr\u00eb gjithnj\u00eb e m\u00eb t\u00eb pamundur blerjen e nj\u00eb banese me kursimet nga puna (e ndershme).<\/p>\n<p>Nj\u00eb familje sot duhet t\u00eb punoj\u00eb vite m\u00eb tep\u00ebr, apo t\u00eb marr\u00eb nj\u00eb kredi n\u00eb shuma t\u00eb larta, q\u00eb t\u00eb ken\u00eb mund\u00ebsi t\u00eb zot\u00ebroj\u00eb nj\u00eb apartament.<\/p>\n<p>Sipas nj\u00eb p\u00ebrllogaritjeje t\u00eb b\u00ebr\u00eb nga \u201cMonitor\u201d, raporti mes \u00e7mimeve t\u00eb banesave dhe t\u00eb ardhurave t\u00eb disponueshme p\u00ebr frym\u00eb n\u00eb Shqip\u00ebri \u00ebsht\u00eb rritur me 76.3% gjat\u00eb periudh\u00ebs 2015\u20132025.<\/p>\n<p>P\u00ebr t\u00eb bler\u00eb t\u00eb nj\u00ebjt\u00ebn banes\u00eb, sot nevojiten rreth 76% m\u00eb shum\u00eb t\u00eb ardhura vjetore se n\u00eb vitin 2015. P\u00ebr shembull, n\u00ebse dhjet\u00eb vjet m\u00eb par\u00eb vlera e nj\u00eb apartamenti ishte e barabart\u00eb me t\u00eb ardhurat e dhjet\u00eb viteve, sot do t\u00eb duheshin rreth 17.6 vite t\u00eb ardhura, n\u00ebse ato do t\u00eb p\u00ebrdoreshin t\u00ebr\u00ebsisht p\u00ebr blerjen e banes\u00ebs.<\/p>\n<p>P\u00ebrllogaritja \u00ebsht\u00eb b\u00ebr\u00eb nga \u201cMonitor\u201d, duke ndjekur metod\u00ebn e p\u00ebrdorur nga Eurostat p\u00ebr t\u00eb matur ndryshimin e raportit mes \u00e7mimeve t\u00eb banesave dhe t\u00eb ardhurave t\u00eb familjeve.<\/p>\n<p>P\u00ebr Shqip\u00ebrin\u00eb jan\u00eb p\u00ebrdorur t\u00eb dh\u00ebnat e INSTAT p\u00ebr t\u00eb ardhurat e disponueshme bruto t\u00eb familjeve, t\u00eb cilat jan\u00eb pjes\u00ebtuar me popullsin\u00eb mesatare t\u00eb \u00e7do viti, sipas seris\u00eb s\u00eb rishikuar pas Censit 2023.<\/p>\n<p>Sipas INSTAT, t\u00eb ardhurat e disponueshme bruto p\u00ebr frym\u00eb u rrit\u00ebn nga rreth 429 mij\u00eb lek\u00eb n\u00eb vitin 2015 n\u00eb 765 mij\u00eb lek\u00eb n\u00eb vitin 2025, ose me 78.4%. K\u00ebto t\u00eb ardhura p\u00ebrfshijn\u00eb jo vet\u00ebm pagat, por edhe burime t\u00eb tjera t\u00eb t\u00eb ardhurave t\u00eb familjeve, pasi merren parasysh shp\u00ebrndarja dhe rishp\u00ebrndarja e t\u00eb ardhurave n\u00eb ekonomi.<\/p>\n<p>P\u00ebr t\u00eb matur ecurin\u00eb e \u00e7mimeve t\u00eb banesave \u00ebsht\u00eb p\u00ebrdorur indeksi Fischer i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, i cili bazohet n\u00eb vrojtimin e tregut t\u00eb pasurive t\u00eb paluajtshme.<\/p>\n<p>Nga mesatarja e t\u00eb dh\u00ebnave gjasht\u00ebmujore rezulton se indeksi i \u00e7mimeve t\u00eb banesave n\u00eb Shqip\u00ebri \u00ebsht\u00eb rritur me 214.4% gjat\u00eb periudh\u00ebs 2015\u20132025. Pra, \u00e7mimet jan\u00eb m\u00eb shum\u00eb se trefishuar, nd\u00ebrsa t\u00eb ardhurat e disponueshme p\u00ebr frym\u00eb jan\u00eb rritur me rreth 78%.<\/p>\n<p>P\u00ebr llogaritjen \u00ebsht\u00eb p\u00ebrdorur vlera nominale e t\u00eb ardhurave, n\u00eb p\u00ebrputhje me krahasimin e \u00e7mimeve nominale t\u00eb banesave. Treguesi mat ndryshimin e p\u00ebrballueshm\u00ebris\u00eb n\u00eb koh\u00eb, por nuk p\u00ebrfshin kostot e kredis\u00eb, interesat apo shpenzimet e tjera t\u00eb blerjes.<\/p>\n<p><strong>N\u00eb Tiran\u00eb, \u00e7mimet jan\u00eb dyfishuar brenda dhjet\u00eb vjet\u00ebsh<\/strong><\/p>\n<p>Rritja e \u00e7mimeve b\u00ebhet edhe m\u00eb e prekshme n\u00ebse shihen vlerat konkrete t\u00eb apartamenteve n\u00eb Tiran\u00eb. Sipas t\u00eb dh\u00ebnave t\u00eb Key Data, \u00e7mimi mesatar i shitjes s\u00eb apartamenteve n\u00eb kryeqytet ishte rreth 860 euro p\u00ebr met\u00ebr katror n\u00eb vitin 2015.<\/p>\n<p>N\u00eb vitin 2020 arriti n\u00eb 1,038 euro, nd\u00ebrsa n\u00eb vitin 2025 u ngjit n\u00eb rreth 1,950 euro p\u00ebr met\u00ebr katror, duke e mbyllur vitin n\u00eb nivelin e gati 2100 euro, nga rreth 1800 n\u00eb fillim t\u00eb tij. Shtrenjtimi ka vijuar dhe n\u00eb tremujorin e par\u00eb, duke arritur n\u00eb 2140 euro p\u00ebr met\u00ebr katror.<\/p>\n<p>Brenda pes\u00eb viteve t\u00eb fundit, \u00e7mimi mesatar i apartamenteve n\u00eb Tiran\u00eb \u00ebsht\u00eb rritur me rreth 88%, nd\u00ebrsa krahasuar me vitin 2015, rritja arrin n\u00eb 127%.<\/p>\n<p>P\u00ebr nj\u00eb apartament me sip\u00ebrfaqe 100 metra katror\u00eb, vlera mesatare e llogaritur sipas k\u00ebtyre \u00e7mimeve do t\u00eb ishte rreth 86 mij\u00eb euro n\u00eb vitin 2015, 104 mij\u00eb euro n\u00eb vitin 2020 dhe 195 mij\u00eb euro n\u00eb vitin 2025. Pra, nj\u00eb apartament i k\u00ebsaj sip\u00ebrfaqeje kushton sot rreth 109 mij\u00eb euro m\u00eb shum\u00eb se dhjet\u00eb vjet m\u00eb par\u00eb.<\/p>\n<p><strong>Shqip\u00ebria, rritje m\u00eb e lart\u00eb se vendet e BE-s\u00eb, ia kalon dhe Portugalis\u00eb<\/strong><\/p>\n<p>Rritja e raportit mes \u00e7mimeve t\u00eb banesave dhe t\u00eb ardhurave nuk \u00ebsht\u00eb nj\u00eb fenomen vet\u00ebm shqiptar, por p\u00ebrmasat e saj ndryshojn\u00eb ndjesh\u00ebm mes vendeve.<\/p>\n<p>Sipas Eurostat, n\u00eb Bashkimin Europian, raporti mes \u00e7mimeve t\u00eb banesave dhe t\u00eb ardhurave p\u00ebr frym\u00eb ishte 6.8% m\u00eb i lart\u00eb n\u00eb vitin 2025 krahasuar me vitin 2015. N\u00eb 17 vende t\u00eb BE-s\u00eb ky raport u rrit, nd\u00ebrsa n\u00eb dhjet\u00eb vende t\u00eb tjera u ul.<\/p>\n<p>Portugalia kishte rritjen m\u00eb t\u00eb lart\u00eb, me 60.8%, e ndjekur nga Holanda me 34.3%, Hungaria me 26.5%, \u00c7ekia me 25.8% dhe Spanja me 24.5%.<\/p>\n<p>N\u00eb skajin tjet\u00ebr, Rumania regjistroi nj\u00eb ulje t\u00eb raportit me 42.8%, Finlanda me 25.2% dhe Bullgaria me 16.2%.<\/p>\n<p>N\u00eb Shqip\u00ebri, rritja prej 76.3%, e p\u00ebrllogaritur nga \u201cMonitor\u201d, \u00ebsht\u00eb m\u00eb e lart\u00eb edhe se ajo e Portugalis\u00eb, vendi me rritjen m\u00eb t\u00eb madhe n\u00eb BE. Kjo e fundit sh\u00ebnoi nj\u00eb shtrenjtim t\u00eb shpejt\u00eb t\u00eb \u00e7mimit t\u00eb banesave, t\u00eb ndikuar nga rritja e fort\u00eb e turizmit.<\/p>\n<p>Megjithat\u00eb, Shqip\u00ebria nuk p\u00ebrfshihet n\u00eb statistikat e harmonizuara t\u00eb Eurostat dhe krahasimi \u00ebsht\u00eb orientues.<\/p>\n<p>P\u00ebr Shqip\u00ebrin\u00eb jan\u00eb p\u00ebrdorur indeksi Fischer i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb dhe t\u00eb ardhurat e disponueshme bruto p\u00ebr frym\u00eb t\u00eb familjeve, nd\u00ebrsa Eurostat p\u00ebrdor indeksin e harmonizuar t\u00eb \u00e7mimeve t\u00eb banesave dhe t\u00eb ardhurat bruto t\u00eb disponueshme t\u00eb p\u00ebrshtatura p\u00ebr frym\u00eb.<\/p>\n<p>Treguesi nuk mat drejtp\u00ebrdrejt se ku jan\u00eb banesat m\u00eb t\u00eb shtrenjta, por sa ka ndryshuar \u00e7mimi i tyre n\u00eb raport me t\u00eb ardhurat e familjeve gjat\u00eb nj\u00eb periudhe t\u00eb caktuar.<\/p>\n<p>The post <a href=\"https:\/\/gijotina.com\/blerja-banese\/\">Blerja e nj\u00eb banese tani kushton 76 p\u00ebr qind m\u00eb e shtrenjt\u00eb n\u00eb raport me t\u00eb ardhurat se para 10 vitesh<\/a> appeared first on <a href=\"https:\/\/gijotina.com\/\">GIJOTINA<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>P\u00ebr nj\u00eb individ, familje apo t\u00eb ri q\u00eb k\u00ebrkon t\u00eb blej\u00eb nj\u00eb sht\u00ebpi sot, blerja e nj\u00eb banese \u00ebsht\u00eb b\u00ebr\u00eb shum\u00eb m\u00eb e v\u00ebshtir\u00eb se pes\u00eb apo dhjet\u00eb vjet m\u00eb par\u00eb. \u00c7mimet e apartamenteve jan\u00eb rritur me ritme shum\u00eb m\u00eb t\u00eb shpejta se t\u00eb ardhurat e familjeve, duke e b\u00ebr\u00eb gjithnj\u00eb e m\u00eb t\u00eb pamundur [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-103614","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/103614","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/comments?post=103614"}],"version-history":[{"count":0,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/posts\/103614\/revisions"}],"wp:attachment":[{"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/media?parent=103614"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/categories?post=103614"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zennihost.com\/test\/wp-json\/wp\/v2\/tags?post=103614"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}